Credit Specialist

1 week ago


Cape Town, South Africa Silk Road Consulting (Pty) Ltd Full time

**VACANCY: CREDIT SPECIALIST**

**DURBANVILLE AREA**

**Key Performance Areas**
- Credit Assessment
- Conduct financial analysis for large loans
- Ensure strict adherence to regulatory compliance
- Process optimisation
- Ensure operational efficiency
- Monitoring of quality, trends, risks etc.
- Onboarding of new reviewers

**Minimum Requirements / Qualifications**:

- Honours degree in Finance / Accounting / Mathematics or related. Preferred: CA(SA)/ACCA/CIMA
- 2-3 years of experience working in the financial services and/or lending industry

**Experience required**
- Experience as a Credit Analyst in a scorecard-based environment or a similar role within the financial services industry is a bonus.
- Knowledge of commercial credit products, market trends, and/or loan procedures, credit life cycle (up to and including collections).
- Familiarity with industry-specific factors influencing credit risk, such as market trends, regulatory changes, and economic conditions.
- Understanding credit bureau data, credit scoring methodologies, and regulatory compliance.
- Experience in monitoring and analyzing the performance of existing credit accounts to assess credit quality, identify trends, and manage credit risk exposure.
- Familiarity with credit policies and guidelines, ensuring credit decisions align with the established risk appetite.

**How to Apply**:


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