Sme Credit Analyst Lynwood

4 months ago


Johannesburg, South Africa The Recruitment Council Full time

Duties and Responsibilities:

- Once a deal is approved, the loan must be implemented properly up to the pay-out stage which includes: all relevant documentation on file, client and Executive Management to sign all digital loan documentation and the loan to be progressed to pay-out stage. Clients to be sent Proof of Payment and relevant bonds registered with our Conveyancing Attorneys.
- Deal with all client queries that are passed onto you and get the client to load and / or send all the required information timeously.
- Do after-care visits or calls on all clients wherever possible in order to ensure that they are on track and progressing well.
- Follow-up on clients who pay late or are in arrears.
- Stick to the SME Credit Policy and Operating Procedures at all times.
- Attend promotional events like SME exhibitions as part of a team and promote and explain our lending products to prospective clients.
- Achieve and attempt to exceed all the budget targets allocated to you.
- Perform any other tasks as requested by Executive Management.

Competency:

- Must be well presented and well spoken.
- Have an entrepreneurial nature.
- Work meticulously fast and efficiently.
- Must be street-smart.
- Must have good Financial knowledge and skills.
- Exceptional Interpersonal skills and ability to network.
- Ability to build and manage relationships.
- Effective planning, organising and time management skills.

Experience and Qualifications:

- Computer literate with knowledge in Excel, Word and MS Suite.
- Min Grade 12, but preferably a B,Com Degree or Diploma in Financial Management/related field.
- Experience in compiling an Income Statement, Cash Flow and Balance Sheet and interpreting Financial Statements.
- Experience in purchase order loans and business order loans advantages.
- 3 years+ Loan Officer experience.


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