Senior Manager: Credit

5 months ago


Klerksdorp, South Africa Talent Evolution Full time

Responsible for the effective management, control, evaluation, and collection of credit to improve the overall quality of the credit portfolio.

**Responsibilities**:

- Provide credit solutions to clients after considering the clients risk profile, financial needs and external factors such as the status of the industry and market prospects.
- Keep abreast of any trends or changes to ensure that Agri Credit Solutions credit evaluation is aligned with best practices.
- Continued analysis of the ACS portfolio to identify trends and initiate corrective measures if needed.
- Ensure quality of the credit book and constantly mitigate and reduce the risk of the portfolio.

Manage and coordinate the credit collections and recovery.
- Analyse and interpret grain market information or trends based on management Information.
- Ensure that all Credit Managers are abreast of the latest grain market information/trends to enable them to critically review and question any perceived anomalies.
- Consult internal and external stakeholders to determine potential risks.
- Assist the credit team with client negotiations and determine options to collect or extend credit.
- Analyse information from management reports to ensure that arrears and recoveries are within the targets set by management.
- Assist Credit Managers to evaluate client information and determine reasons for arrears or non-compliance with contract or interim agreements.
- Assist Credit Manager and Legal Department to recover securities and take the appropriate legal action or grant extensions.

Control and securitise credit facilities.
- Ensure that the credit team manage administrative processes according to the ACS credit policy and procedures.
- Identify and analyse deviations and follow up with relevant parties to rectify problems.
- Re-negotiate or assist the credit team to re-negotiate credit terms and conditions with clients (internal and external)
- Ensure that the credit managers monitor and control security documents.

Optimization of business and credit portfolio.
- Stay abreast of client needs and communicate any changes to management to ensure that ACS continue to provide solutions

to existing and prospective clients
- Provide input in terms of strategic direction or any strategic initiatives of ACS on request.
- Advise on possible options or changes that may be required to remain relevant and competitive.
- Liaise with potential clients on an individual basis and through organised structures to increase market share.
- Ensure optimal integration of latest technology and best practice to optimise credit processes.

Employee Management.
- Manage subordinates according to applicable legislation, policies and procedures.
- Inform subordinates of desired outcomes in terms of goals and objectives and manage their performance.
- Develop subordinates to full potential and identify potential for accelerated development.

**Requirements**:

- At least 3 years relevant agricultural finance (credit) experience
- Relevant Bachelors degree with accounting/ financial management / banking
- For more information please contact:
**Elsabe Olckers


  • Senior Manager: Credit

    5 months ago


    Klerksdorp, South Africa All Star Placements Full time

    We have a position available for an Senior Manager: Credit who will be responsible for the effective management, control, evaluation, and collection of credit to improve the overall quality of the company’s credit portfolio located in Klerksdorp. Manage and coordinate the credit collections and recovery. Analyze and interpret grain market information or...

  • Senior Manager

    5 months ago


    Klerksdorp, South Africa All Star Placements Full time

    We have a position available for an Senior Manager: Credit who will be responsible for the effective management, control, evaluation, and collection of credit to improve the overall quality of the company’s credit portfolio located in Klerksdorp. Manage and coordinate the credit collections and recovery. Analyze and interpret grain market information or...

  • Credit Analyst

    4 weeks ago


    Klerksdorp, South Africa Senwes Ltd. Full time

    **PURPOSE OF THE JOB**: **DUTIES AND RESPONSIBILITIES OF THE JOB**: - Documentation collation, preparation and filing. ? Application supporting documents (Bank confirmations, HP balances etc.) ? FICA & KYC documents. ? ZCI, Windeed, Transuion, UN list, etc. ? Security documents. ? Final pack for account creation. ? Outcome on approvals. ? Review all...

  • Relationship Manager

    4 weeks ago


    Klerksdorp, North-West, South Africa FirstRand Bank Limited Full time

    About the RoleWe are seeking a skilled Relationship Manager to join our team at FirstRand Bank Limited. As a Relationship Manager, you will be responsible for analysing credit data to estimate the degree of risk in extending credit or lending money in support of a broader client relationship.Key ResponsibilitiesAnalyse credit data to estimate the degree of...

  • Senior System Analyst

    2 months ago


    Klerksdorp, South Africa Senwes Ltd. Full time

    Senwes is looking for a Senior System Analyst to lead the analysis, design, and implementation of large-scale IT systems and processes that support strategic objectives, ensuring effective integration, performance, and scalability. **Leading System Analysis for Large-Scale Projects** - Conduct detailed business and system requirements analysis for...


  • Klerksdorp, South Africa Senwes Ltd. Full time

    Bastion is currently seeking a dynamic individual for the role of Operational Liaison Officer. DUTIES AND RESPONSIBILITIES OF THE JOB: - Minimum of 3 years relevant experience in a similar role or in a project implementation environment - Demonstrated negotiation and influencing skills. - National Senior Certificate. - Relevant certifications or...

  • Sheq Officer

    5 months ago


    Klerksdorp, South Africa Senwes Ltd. Full time

    Senwes is one of the leading agricultural companies in South Africa. Senwes serves the agri and food sector from farmgate to milldoor with a strategic focus which rests on six pillars - agricultural services, resources, investments, logístical services, financial services and corporate support services. Break new grounds with Senwes. DUTIES AND...


  • Klerksdorp, North-West, South Africa Multiform Human Development Full time

    Job DescriptionWe are seeking an experienced Senior Project Manager to join our team at Multiform Human Development. This role will be based in Klerksdorp and requires a strong background in project management, with a focus on mineral processing solutions.About the RoleThis is an exciting opportunity for a skilled professional to take on a challenging...

  • Area Manager Senior

    5 months ago


    Klerksdorp, South Africa Herotel Full time

    Applications are invited for the** Area Manager Senior **position to be based in **Klerksdorp.** **PURPOSE OF THE ROLE**:The Area Manager is responsible for one or many geographical locations representing the Company in the community and promoting the brand. They will be expected to drive sales and take up and identify new opportunities. The Area Manager...

  • Relationship Analyst

    4 weeks ago


    Klerksdorp, South Africa FirstRand Full time

    Job Description To support the Business Relationship Manager by analysing credit data to estimate degree of risk in extending credit or lending money in support of a broader client relationship Welcome to FNB, the home of the #changeables. We design for the shapeshifters and deliver products and services that make us incredibly proud of people that make it...

  • Business Manager

    5 months ago


    Klerksdorp, South Africa FirstRand Full time

    Job Description To seek, identify and exploit business opportunities for the Bank and growing the portfolio through the acquisition of new clients and the retention thereof and responsible for portfolio management of 0 to 10 million turnover clients Hello Future Business Manager Welcome to FNB Commercial Sales in Rustenburg, the home of the #changeables....


  • Klerksdorp, South Africa Senwes Ltd. Full time

    Senwes is one of the leading agricultural companies in South Africa. Senwes serves the Agri and food sector from farmgate to milldoor with a strategic focus which rests on six pillars - agricultural services, resources, investments, logístical services, financial services and corporate support services. Break new grounds with Senwes. **DUTIES AND...

  • Broker Assistant

    6 months ago


    Klerksdorp, South Africa Ikusasa Recruitment Group Full time

    The Financial Advisors assistant is responsible for the after sales service to customers contributing to ongoing customer relationship The focus of the role is to provide quality service, retain clients and to retain the client The role requires you to have excellent client relationship management skills and office admin skills **You must reside in...


  • Klerksdorp, South Africa Planned Talent Pty (Ltd) Full time

    **More about the opportunity**: A well-established and reputable organisation known for its expertise in the agricultural sector, is in search of a in search of a Senior Internal Auditor to oversee and manage the execution of audit processes. In this role, you'll be at the forefront of ensuring financial integrity, executing audits, and overseeing the...

  • Risk Manager

    2 months ago


    Klerksdorp, South Africa Senwes Ltd. Full time

    Senwes is looking for a Risk Manager who will be responsible for facilitating a risk process through involvement at operational and executive level in order to add value and promote a Risk Culture within the company. **Responsible for group wide research** - Ensure that the risks are well defined, understandable and pre-analysed. - Ensure that there are...

  • Relationship Analyst

    4 weeks ago


    Klerksdorp, South Africa FirstRand Bank Limited Full time

    Description To support the Business Relationship Manager by analysing credit data to estimate degree of risk in extending credit or lending money in support of a broader client relationship Welcome to FNB, the home of the #changeables. We design for the shapeshifters and deliver products and services that make us incredibly proud of people that make it...


  • Klerksdorp, South Africa Fempower Personnel Full time

    Exciting Opportunity: Senior Advisor - Built Environment and Planning Join our team in Klerksdorp, North West, as a Senior Advisor specializing in Built Environment and Planning. This permanent role offers a chance to make a real impact in the local government space. **Role Overview**: - Reporting directly to the Provincial Director of Operations -...


  • Klerksdorp, South Africa All Star Placements Full time

    We have a position available for a Senior Internal Auditor in Klerksdorp. To qualify for this position, you will require: A Degree in Auditing or Accounting. Qualified as a CA (SA) with at least 3 years relevant experience (preference to auditing). The duties expected of the successful applicant are as follows but not limited to: Compile audit program...


  • Klerksdorp, South Africa Workersweb Full time

    Description of Duties Identify sales goals. Create sales plans. Manage accounts. Timely feedback to senior management regarding performance Maintain accurate records of all pricings, sales, and activity reports. Control expenses to meet budget guidelines. Management of sales team, e.g., recruitment and selection, discipline, training, performance, etc....

  • Content Manager

    1 week ago


    Klerksdorp, South Africa Senwes Ltd. Full time

    Senwes is seeking the services of a Content Manager who will be responsible for ensuring that all marketing and communication content on relevant platforms is aligned with the Senwes Group Strategies. **Design, implement and maintain all print, online and broadcast marketing, and communication channels (Corporate Brand and Identity Management)** - Remain...