Senior Manager: Credit

7 months ago


Klerksdorp, South Africa All Star Placements Full time

We have a position available for an Senior Manager: Credit who will be responsible for the effective management, control, evaluation, and collection of credit to improve the overall quality of the company’s credit portfolio located in Klerksdorp.

Manage and coordinate the credit collections and recovery. Analyze and interpret grain market information or trends based on management Information. Ensure that all Credit Managers are abreast of the latest grain market information/trends to enable them to critically review and question any perceived anomalies. Consult internal and external stakeholders to determine potential risks. Assist the credit team with client negotiations and determine options to collect or extend credit. Analyze information from management reports to ensure that arrears and recoveries are within the targets set by management. Assist Credit Managers to evaluate client information and determine reasons for arrears or non-compliance with contract or interim agreements. Assist Credit Manager and Legal Department to recover securities and take the appropriate legal action or grant extensions.

Control and scrutinize credit facilities. Ensure that the credit team manage administrative processes according to the ACS credit policy and procedures. Identify and analyze deviations and follow up with relevant parties to rectify problems. Re-negotiate or assist the credit team to re-negotiate credit terms and conditions with clients (internal and external). Ensure that the credit managers monitor and control security documents.

Optimization of business and credit portfolio. Stay abreast of client needs and communicate any changes to management to ensure that company continue to provide solutions to existing and prospective clients. Provide input in terms of strategic direction or any strategic initiatives of ACS on request. Advise on possible options or changes that may be required to remain relevant and competitive. Liaise with potential clients on an individual basis and through organized structures to increase market share. Ensure optimal integration of latest technology and best practice to optimize credit processes.

Employee Management. Manage subordinates according to applicable legislation, policies and procedures. Inform subordinates of desired outcomes in terms of goals and objectives and manage their performance. Develop subordinates to full potential and identify potential for accelerated development.

Basic Salary on offer ranges from R 60 000.00 to R 70 000.00 with benefits to be discussed.


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