Analyst Credit Risk

1 week ago

Johannesburg, South Africa Absa Bank Limited Full time

Empowering Africa’s tomorrow, together one story at a time.
- With over 100 years of rich history and strongly positioned as a local bank with regional and international expertise, a career with our family offers the opportunity to be part of this exciting growth journey, to reset our future and shape our destiny as a proudly African group.

Job Summary

We are recruiting for an analytical individual. Experience in in data analysis would be advantageous. To support the credit risk process through carrying out comprehensive and quality credit risk functions within the credit lifecycle to create shared growth within the boundaries of internal policies and external regulations for Growth Business clients.

Job Description

The Collections Strategy Analyst will develop and implement effective collections strategies, ensuring alignment with portfolio objectives and regulatory requirements.

Risk Management
- To conduct quality credit risk assessments and reviews,
- Proactively manage credit risks associated with clients,
- Develop data driven strategies, facilitate the credit sanctioning process to ensure responsible risk decisions

Data and Systems Management:

- To produce and analyze relevant management information and insights management

Governance:

- Ensure the bank's credit, philosophy and all relevant legislation is adhered to | Customer Management: Investigate and resolve all escalated customer complaints.

Portfolio Management:

- Demonstrate an in-depth understanding of the portfolio, including performance drivers and risk factors.
- Maintain clarity on collections, impairments, and the drivers impacting them.
- Align to and implement documented strategies and policies within the portfolio.
- Conduct high-quality credit risk assessments and reviews for BAU (Business-As-Usual) processes and strategies.
- Design and develop data-driven collections strategies, identifying gaps, providing solutions, and aligning them with overall portfolio objectives.
- Embed improvements into collections strategies through rigorous research and data interrogation.
- Data and Systems Management:

- Manage BAU, ad-hoc, and automated processes with efficiency.
- Produce and analyze management information and insights within stipulated SLAs.
- Perform data analysis and processing, including sourcing, cleaning, validating, and consolidating large datasets using advanced SAS skills.
- Identify trends and anomalies to support data-driven decision-making.

Governance and Compliance:

- Adhere to the bank's credit risk policies and ensure compliance with all relevant legislation.
- Support end-to-end audit and governance processes to maintain high standards.
- Investigate and provide thorough feedback on exceptions, ensuring adherence to governance standards.

Stakeholder and Customer Management:

- Present analytical results and strategic proposals to both technical and non-technical audiences.
- Build and maintain strong relationships with internal and external stakeholders, fostering collaboration.

Soft Skills:

- Communicate complex data and strategies effectively to varied audiences.
- Exhibit professionalism in all interactions and tasks.
- Manage time and workload effectively to balance competing priorities.

Qualifications and Experience:

- Preferred Qualification: Bachelor’s degree in BMI, Mathematics, Statistics, Engineering, or Commerce.
- Experience in financial services is advantageous.
- SAS skills and experience with data analysis and processing techniques.
- Strong understanding of collections, impairments, and credit risk management.

Personal Attributes:

- Detail-oriented with a strong analytical mindset.
- Proactive and self-motivated, with a focus on delivering results.
- Excellent interpersonal skills to manage stakeholder relationships and drive collaboration.

Qualifications and Experience:

- Preferred Qualification: Bachelor’s degree in BMI, Mathematics, Statistics, Engineering, or Commerce.
- Experience in financial services is advantageous.
- SAS skills and experience with data analysis and processing techniques will be advantageous.
- Understanding of collections, impairments, and credit risk management.

Education

Bachelor Honours Degree: Statistics (required)
- Absa Bank Limited reserves the right not to make an appointment to the post as advertised_

  • Credit Risk Analyst

    2 weeks ago

    Johannesburg, South Africa Credit Link Placements Full time

    The overall purpose of the job is to assess and mitigate risk by carrying out a comprehensive and quality credit risk function by analyzing the client’s business, financial statements, and management accounts in order to provide a recommendation on new accounts and existing accounts annually. - Record new account information in the new accounts register...

  • Credit Risk Analyst

    1 week ago

    Johannesburg, South Africa TotalEnergies Full time

    Finance - JOHANNESBURG-BIERMANN AV(ZAF) - South Africa - As a Credit Risk Analyst, you will be responsible for the following activities: **Controlling and Reporting** To perform risk assessments on new customers (prior to entering into any Commercial relationship) based on Internal (e.g. Sales projections) and External information (e.g. Financial...

  • Credit Risk Analyst

    4 weeks ago

    Johannesburg North, South Africa Communicate Recruitment Full time

    A giant JSE-listed listed organisation is looking to employ a Financial Analyst to monitor and diagnose benchmarks and trends across financial data, systems and processes. is in the market for a Credit Risk Analyst with a MSc/BSc (Hons) to join their multinational organization. The purpose of this role is to provide data-driven and quantitative analysis that...

  • Credit Risk Analyst

    3 days ago

    Johannesburg, Gauteng, South Africa Standard Bank of South Africa Limited Full time

    Standard Bank of South Africa Limited is a leading financial institution that values innovation, expertise, and collaboration.We're seeking a Credit Risk Analyst to join our team and play a key role in validating credit risk models for personal and business banking portfolios.The ideal candidate will possess a strong background in data science and...

  • Credit and Risk Analyst

    1 week ago

    Johannesburg, South Africa The Recruitment People Full time

    Gauteng _, JHB - Eastern Suburbs _ - Annually Cost To Company (Market related) _ - Exciting Opportunity: A leading company in Johannesburg East is on the hunt for a talented Credit and Risk Analyst to join their vibrant and dynamic team. Don’t miss your chance to be part of something exceptional! _ **_Job Description: _** - _Analyzing the credit viability...

  • Credit Risk Analyst

    3 weeks ago

    Johannesburg, South Africa Network Recruitment Full time

    Credit Risk Quant Analyst - Manager LevelKey Responsibilities:Support the development and review of credit risk models for impairment (IAS 39, IFRS 9) and capital modelling.Contribute to strategic credit risk projects that enhance clients' risk management capabilities.Potential involvement in capital and balance sheet management projects (ICAAP, Risk...

  • Credit Risk Analyst

    1 day ago

    Johannesburg South, South Africa Network Recruitment Full time

    Credit Risk Quant Analyst - Manager Level Key Responsibilities: Support the development and review of credit risk models for impairment (IAS 39, IFRS 9) and capital modelling. Contribute to strategic credit risk projects that enhance clients' risk management capabilities. Potential involvement in capital and balance sheet management projects (ICAAP, Risk...

  • Credit Risk Analyst

    3 weeks ago

    Johannesburg North, South Africa Communicate Recruitment Full time

    A giant JSE-listed listed organisation is looking to employ a Credit Risk Analyst to monitor and diagnose benchmarks and trends across financial data, systems and processes. The purpose of this role is to provide data-driven and quantitative analysis that informs credit risk management strategies and processes across the credit life cycle. The focus of this...

  • Credit Risk Analyst

    3 weeks ago

    Johannesburg North, South Africa Communicate Recruitment Full time

    A trailblazer in the banking sector is in the market for a Credit Risk Analyst with a MSc/BSc (Hons) to join their multinational organisation. The role entails being data-driven and use quantitative analysis to informs credit risk management strategies and processes across the credit life cycle **Minimum Requirements**: - MSc/ BSc (Hons) in Statistics/...

  • Credit Analyst

    3 weeks ago

    Johannesburg, South Africa SET Recruitment Consultants Full time

    **Credit Analyst** Aware winning Asset Mgt firm seeks financially astute individual. Pivotal role in analysis of financial data and credit risk exposures. Prepare accurate reports. *** **Main Responsibilities**: - Evaluate financial data, such as balance sheets and income statements, to determine the level of default risk. - Prepare reports about the...

  • Credit Risk Analyst

    6 days ago

    Johannesburg, South Africa The Corporate Circle Full time

    **Credit Risk Analyst. R 38 000 CTC. Sandton.** Degree in Maths, Stats, Actuarial Science or BMI. Responsible for creating campaign files, optimising and automating process, building scorecards and data mining. Previous SAS experience essential and NOT NEGOTIABLE. Able to analyse new sets of data for potential opportunities. Excellent problem solving skills...

  • Analyst Credit Risk

    2 weeks ago

    Johannesburg, Gauteng, South Africa Absa Group Limited Full time

    Job title : Analyst Credit Risk (Collections Strategy)Job Location : Gauteng, JohannesburgDeadline : March 21, 2025Quick Recommended LinksJobs by Location Job by industries We are recruiting for an analytical individual. Experience in in data analysis would be advantageous. To support the credit risk process through carrying out comprehensive and quality...

  • Credit Risk Analyst

    3 weeks ago

    Johannesburg North, South Africa Communicate Recruitment Full time

    A conglomerate in the banking sector is seeking a dynamic Credit Risk Analyst with a qualification in MSc/BSc (Hons) to join their JSE listed organisation. The purpose of this role is to provide data-driven and quantitative analysis that informs credit risk management strategies and processes across the credit life cycle. **Minimum Requirements**: -...

  • Credit Risk Analyst

    4 weeks ago

    Johannesburg North, South Africa Communicate Recruitment Full time

    A giant JSE-listed listed organisation is looking to employ a Credit Risk Analyst to monitor and diagnose benchmarks and trends across financial data, systems and processes. The purpose of this role is to provide data-driven and quantitative analysis that informs credit risk management strategies and processes across the credit life cycle. The focus of this...

  • Senior Credit

    2 weeks ago

    Johannesburg, South Africa Smith Garb Full time

    Gauteng, JHB - Northern Suburbs - R 580 000 - R 600 000 Annually Blue-chip concern based in the North has an opportunity for a suitably qualified and experienced Senior Credit and Risk Analyst. Previous experience is Asset Rentals and financing essential. Relevant B.Com qualification. The role is primarily to manage the credit risk in the Assent Rentals...

  • Analyst Credit Risk Cvm

    3 weeks ago

    Johannesburg, South Africa Absa Bank Limited Full time

    Empowering Africa’s tomorrow, together one story at a time. - With over 100 years of rich history and strongly positioned as a local bank with regional and international expertise, a career with our family offers the opportunity to be part of this exciting growth journey, to reset our future and shape our destiny as a proudly African group.Job Summary The...

  • Credit Risk Quant Analyst

    4 weeks ago

    Johannesburg, South Africa Network Recruitment Full time

    Credit Risk Quant Analyst Key Responsibilities: Support the review and development of credit risk models for impairment (IAS 39, IFRS 9) and capital modelling. Assist with strategic credit risk engagements, enhancing clients' credit risk management capabilities. Potential involvement in capital and balance sheet management engagements (ICAAP, risk appetite,...

  • Credit Risk Quant Analyst

    4 weeks ago

    Johannesburg, South Africa Network Recruitment Full time

    Credit Risk Quant AnalystKey Responsibilities:Support the review and development of credit risk models for impairment (IAS 39, IFRS 9) and capital modelling.Assist with strategic credit risk engagements, enhancing clients' credit risk management capabilities.Potential involvement in capital and balance sheet management engagements (ICAAP, risk appetite, and...

  • Senior Credit Risk Analyst

    2 weeks ago

    Johannesburg North, South Africa Communicate Recruitment Full time

    An opportunity is available in the Banking sector for a seasoned Credit Risk Analyst, with credit risk model development experience. **Job & Company Description**: **Education**: - BSc Degree in Mathematics, Statistics, or Quantitative Risk Management - Honours Degree in Risk Management, Banking or Finance will be advantageous - A postgraduate...

  • Credit Analyst

    2 weeks ago

    Johannesburg, South Africa CA Global Headhunters International Full time

    Reference No. MTBSCA **Job Description: **Responsibilities: Credit Analysis: - Critically analyse a client’s business upfront and on an ongoing basis ensuring the Credit Risk is understood, monitored and managed. - Rate clients through rating model and analyse & comment on financial statements. - Analyse, interpret & interrogate financial models and...