Credit Risk Analyst

3 days ago


Johannesburg North, South Africa Communicate Recruitment Full time

A trailblazer in the banking sector is in the market for a Credit Risk Analyst with a MSc/BSc (Hons) to join their multinational organisation. The role entails being data-driven and use quantitative analysis to informs credit risk management strategies and processes across the credit life cycle.

**Minimum Requirements**:

- MSc/ BSc (Hons) in Statistics/ Actuarial Science/ Financial Maths/ Applied Maths
- At least 1-2 years of experience in relevant field (e.g. behavioural credit scoring, credit risk management processes across the credit life cycle)
- Programming capabilities in SAS / R / Python / VBA
- Retail banking experience

**Performance Areas (Responsibilities)**:

- Develop mathematical and statistical models for risk quantification.
- Develop and implement high-risk account management strategies, limit increase strategy and forced limit decrease strategy for risk management.
- Implement assurance on system functionality than enables the facility structure that is the core component of the credit product.
- Provide meaningful insights, trends and recommendations with the objective of informing credit policy and business strategy through analytical methods.
- Create business reporting that is of a consistently high quality and standard to inform and/or drive business processes.
- Evaluate profitability of current policy / rule sets, generate and evaluate alternatives.
- Conduct detailed analytical work with a high level of accuracy in order to deliver high level results to senior management.
- Mitigating risk issues through to resolution.
- The management of key stakeholder relationships. (i.e. Product, Credit Ops, EIS, System)

Taking the next step in your career means that you are one step closer to success. Please apply
**ASAP**.

**Please visit our website**
**to submit your CV directly or to view other Finance related jobs.**
**We also invite you to contact us to discuss other exciting career opportunities in Finance**

**For more information, please call Kyla McBride.**

For more information please contact:
Kyla McBride


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