Credit Risk Analyst

5 days ago

Johannesburg, South Africa TotalEnergies Full time

Finance
- JOHANNESBURG-BIERMANN AV(ZAF)
- South Africa
- As a Credit Risk Analyst, you will be responsible for the following activities:
**Controlling and Reporting**
To perform risk assessments on new customers (prior to entering into any Commercial relationship) based on Internal (e.g. Sales projections) and External information (e.g. Financial statements).
- To perform risk assessments on existing customers in line with the Credit Risk policy and procedure.
- To ensure all major credit limit queries are resolved prior to the review being submitted to Credit Risk Manager for approval.
- To evaluate and propose security to be offered by client.
- To prepare credit recommendations on risk assessments performed, according to the specified format.
- To communicate credit limit review decisions to the Sales Team.**Reporting**
To extract a report to reflect compliance to Credit limit approvals and provide this on an agreed period to the Credit Risk Manager.
- To assist with preparation of provision and WCR reporting calculation when required
- To assist with preparation of net overdue after provision and credit limit report on a monthly basis.
- To assist with preparation of Credit Committee presentation.
- To assist with quarterly reports Accounts Receivables prepares for General Accounting.**Business developments**
To implement and maintain a credit risk watch list.
- To implement improvements on the credit vetting process.
- As a Credit Risk Analyst, Ideally you will possess the following:

- B Comm degree is a requirement
- Understanding of Commercial Law
- Ability to analyse financial statements
- Three (3) to Five (5) years corporate working experience, would be advantageous
- Petroleum Industry experience would be an advantage
- Knowledge of: Accounts Receivable module of SAP, report writing, Microsoft Products, Risk and relevant legislation such as NCA and CPA.
- Key competencies required: Deciding and Initiating Action, Adhering to Principles and Values, Analysing, Planning & Organising and Meeting of Customer expectations

**Offer ID**
- 70277BR

**Metier**
- General Finance Responsibility, Cost Control & Reporting, Accounting

**Region, department, area**
- South Africa

**Employment type**
- Regular position

**Experience level required**
- Minimum 3 years

**Employer company**
- TotalEnergies Marketing South Africa (Pty) Ltd

**Branch**
- Marketing & Services

**About us / company profile**
- Give your best to better energy and make the commitment with Total. With over 500-plus professions in 130 countries, we offer high safety and environmental standards, strong ethical values, an innovation culture and wide-ranging career development. Be part of the global team whose mission is already shared by 100,000 employees: to make energy better each and every day.

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