Credit Risk Analyst
3 weeks ago
A conglomerate in the banking sector is seeking a dynamic Credit Risk Analyst with a qualification in MSc/BSc (Hons) to join their JSE listed organisation. The purpose of this role is to provide data-driven and quantitative analysis that informs credit risk management strategies and processes across the credit life cycle.
**Minimum Requirements**:
- Completed qualification in MSc/ BSc in Statistics/ Actuarial Science/ Financial Maths/ Applied Maths
- At least 2-3 years of experience in relevant field (e.g. behavioural credit scoring, credit risk management processes across the credit life cycle)
- Programming capabilities (SAS / R / Python / VBA)
- Retail banking experience
**Performance Areas (Responsibilities)**:
- Develop mathematical and statistical models for risk quantification.
- Development and implementation of the high-risk account management strategy, limit increase strategy and forced limit decrease strategy for risk management.
- Monitor and run assurance on system functionality than enables the facility structure that is the core component of the credit product.
- Provide meaningful insights, trends and recommendations with the objective of informing credit policy and business strategy through analytical methods.
- Create business reporting that is of a consistently high quality and standard to inform and/or drive business processes.
- Evaluate profitability of current policy / rule sets, generate and evaluate alternatives.
- Conduct detailed analytical work with a high level of accuracy in order to deliver high level results to senior management.
- Responsible for managing issues through to resolution.
- Maintain key stakeholder relationships. (i.e. Product, Credit Ops, EIS, System)
- Effective team management to produce results in line with strategy.
- Improved processes and a collaborative working culture.
Taking the next step in your career means that you are one step closer to success. Please apply
**ASAP**.
**Please visit our website**
**We also invite you to contact us to discuss other exciting career opportunities in Finance**
**For more information, please call Kyla McBride.**
For more information please contact:
Kyla McBride
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