Credit Analyst

1 week ago

Pretoria, South Africa Ziyana Business Consulting Full time

**INTRODUCTION**:

- A reputable financial institution is looking for a Credit Risk Analyst in Pretoria.
**MINIMUM REQUIREMENTS**:

- Honours’ degree of Commerce, Accounting, Finance, Risk Management or Banking.
- Five to eight years’ relevant working experience in the financial, banking or regulatory sector.

**The following would be an added advantage**
- A post-graduate qualification in the aforementioned disciplines (CFA, FRM or CA (SA)).
- Knowledge of, and experience in, the systems, financial products, acts, regulations and credit risk approaches of regulated financial institutions; and
- Thorough knowledge of the various standards developed by the international standard setting bodies relating.
- To credit risk, at both theoretical and practical level.
- Knowledge of the risks facing financial institutions.
- Good working knowledge of Microsoft Office software packages (i.e., Word, Excel and PowerPoint) and other related software packages.
- Innovative analytical/problem-solving skills.
- Strong verbal and written communication skills.
- Ability to work in a team and contribute to team success.
- Decision-making abilities with the ability to initiate action.
- Effective time management skills.

**RESPONSIBILITIES**:
**Supervision**
- Review and evaluate the strategies, policies, procedures and practices related to the granting of credit and the ongoing management of the portfolios of regulated financial institutions.
- Develop analytical methods to analyse and interpret risk-based regulatory data submissions.
- Prepare detailed reports based on the outcome of the analysis performed.
- Conduct thematic reviews pertaining to credit risk.
- Ensure regulated financial institutions’ compliance with regulations governing credit risk.
- Monitor exposures to credit risk, as reported to the PA under the standardised and internal ratings-based approaches.
- Provide specialist credit risk support.
- Contribute to risk-based meetings with regulated financial institutions and their auditors.
- Interact with external credit assessment institutions when necessary.
- Participate in the internal capital adequacy assessments of banks.
- Ensure that the own risk and solvency assessment (ORSA) process of insurers adequately captures credit-related risks.
- Inform the PA of the aggregate behaviour of regulated financial institutions regarding credit risk.
- Stay abreast of international best practices and developments surrounding credit risk.

**Regulation**
- Conduct research and provide input into the regulatory framework (e.g., the Banks Act 94 of 1990 (Banks Act), the Regulations relating to Banks, circulars, directives and guidance notes) in line with international best practices.
- Develop internal policies and processes for supervising credit risk in regulated financial institutions; and
- Participate in international and domestic related forums in the establishment of regulations pertaining to credit risk.

**Training**
- Ensure widespread cognisance and understanding throughout the PA of the concepts and developments in the field of credit risk.

  • Credit Analyst

    2 weeks ago

    Pretoria, South Africa Professional Sourcing Full time

    **Job Overview**: **Credit Analyst (Financial Services)** **Location: Durban, KwaZulu-Natal**: **financial services concern** is seeking to appoint a **Credit Analyst.** The **Credit Analyst **will **assess credit worthiness of applicants** **(mortgage and other credit products)** through **undertaking detailed risk assessment analysis** and ensure that...

  • Credit Risk Analyst

    15 hours ago

    Pretoria, Gauteng, South Africa Network Recruitment Full time

    My client is looking for a Credit Risk Quant Analyst at a manager level, based in Johannesburg. This role is within a highly dynamic consulting firm, and they are seeking a highly quantitative individual with advanced academics and strong communication skills.Key Responsibilities:Support credit risk model review and development for impairment (both IAS 39...

  • Credit Risk Analyst

    2 weeks ago

    Pretoria, South Africa Kamo Placements Full time

    *** - Analyse, assess and evaluate financial, market and business information in order to report on credit risk to facilitate informed decision making on the foreign exchange, gold and other fixed-income reserve portfolios of the company. - Prepare and coordinate daily, weekly, monthly, quarterly and annual risk reports on risks taken and the risk profile of...

  • Credit Risk Analyst

    2 weeks ago

    Pretoria, South Africa Kamo Placement Full time

    Gauteng, Tshwane (Pretoria) - Annually Cost To Company (Market related, Negotiable) The purpose of this position is to assess, monitor and manage credit risk exposures in line with the company risk tolerance **JOB DESCRIPTION** - Analyse, assess and evaluate financial, market and business information in order to report on credit risk to facilitate informed...

  • Credit Risk Analyst

    1 week ago

    Pretoria, South Africa Ziyana Business Consulting Full time

    About the Role A reputable financial institution is looking for a Credit Risk Analyst in Pretoria. **MINIMUM REQUIREMENTS**: Honours’ degree of Commerce, Accounting, Finance, Risk Management or Banking. Five to eight years’ relevant working experience in the financial, banking or regulatory sector. **Requirements**: Additional Requirements The...

  • Credit Risk Analyst

    1 week ago

    Pretoria, South Africa South African Reserve Bank Full time

    -The purpose of this position is to assess, monitor and manage credit risk exposures in line with the South African Reserve Bank’s (SARB) risk tolerance. -Detailed Description The incumbent will be responsible for, but not limited to, the following key performance areas: - Analyse, assess and evaluate financial, market and business information in order...

  • Associate Risk Analyst – Credit Risk

    3 weeks ago

    Pretoria, Gauteng, South Africa South African Reserve Bank Full time

    Job title : (863) Associate Risk Analyst – Credit Risk - FMDJob Location : Gauteng, PretoriaDeadline : March 26, 2025Quick Recommended LinksJobs by Location Job by industries Detailed description The successful candidate will be responsible for, among other things, the following key performance areas:Analyse, assess, evaluate and report on...

  • Senior Business Credit Analyst

    2 days ago

    Pretoria, Gauteng, South Africa Absa Group Full time

    Join Absa Group, a leading financial institution in Africa, as a Senior Business Credit Analyst. In this role, you will play a critical part in shaping the future of our business by supporting the credit risk process.Job DescriptionCredit Risk Analysis: Conduct comprehensive analysis and research to identify potential risks and opportunities within the...

  • Credit Manager

    2 weeks ago

    Pretoria, South Africa H&S Labour Brokers cc Full time

    We are looking to recruit an experienced credit manager to oversee our clients company’s lending process. As a credit manager, you will be responsible for evaluating the creditworthiness of potential business owners, creating credit scoring models, approving and rejecting loans, negotiating payment terms, and updating the company’s credit policy. To...

  • Credit Manager

    3 weeks ago

    Pretoria, South Africa HR Genie Full time

    **Overview** Our client is looking for an experienced Credit Manager to oversee our companys lending process. As a credit manager, you will be responsible for evaluating the creditworthiness of potential business owners, creating credit scoring models, approving and rejecting loans, negotiating payment terms, and updating the companys credit...

  • Credit Manager

    2 weeks ago

    Pretoria, South Africa H & S Labour Brokers Full time

    PRETORIA Salary Negotiable Permanent We are looking to recruit an experienced credit manager to oversee our client's company’s lending process. As a credit manager, you will be responsible for evaluating the creditworthiness of potential business owners, creating credit scoring models, approving and rejecting loans, negotiating payment terms, and...

  • Associate Risk Analyst – Credit Risk

    2 days ago

    Pretoria, Gauteng, South Africa South African Reserve Bank Full time

    Job title: (863) Associate Risk Analyst – Credit Risk - FMDJob Location: Gauteng, PretoriaDeadline: March 26, 2025Detailed DescriptionThe successful candidate will be responsible for, among other things, the following key performance areas:Analyse, assess, evaluate and report on credit risk, to facilitate informed investment decision making.Contribute...

  • Specialist - Credit Analyst Premium Business

    2 days ago

    Pretoria, Gauteng, South Africa Absa Group Full time

    Specialist - Credit Analyst Premium BusinessSpecialist - Credit Analyst Premium BusinessApply remote type Hybrid locations Waterkloof Glen time type Full time posted on Posted Today time left to apply End Date: April 2, 2025 (6 days left to apply) job requisition id R-15973325Empowering Africa's tomorrow, together…one story at a time.With over 100 years of...

  • Credit Control Officer

    2 days ago

    Pretoria, Gauteng, South Africa Nefcorp Full time

    Job Description:We are seeking a highly skilled Credit Risk Analyst to join our finance team at Nefcorp. As a Credit Risk Analyst, you will be responsible for managing the company's credit risk by ensuring timely collection of payments from customers.Main Responsibilities:Manage the credit control process to ensure timely collection of payments from...

  • Credit Analyst

    3 weeks ago

    Pretoria, Gauteng, South Africa The Recruitment Council Full time

    Job Title: Head of Fixed IncomeLocation: Centurion, Gauteng, South AfricaPosition Type: PermanentRemote Opportunity: Some of the timeRole Overview:The Head of Fixed Income will lead and manage a high-performing fixed income team, responsible for driving the development and management of fixed income investment strategies. The successful candidate will...

  • System Resolution Expert

    2 days ago

    Pretoria, Gauteng, South Africa Export Credit Insurance Corporation Full time

    Role OverviewThe IT Support Analyst position at the Export Credit Insurance Corporation is responsible for providing technical support and assistance to employees, customers, or stakeholders, resolving system issues in a timely and efficient manner.Essential Duties and ResponsibilitiesTechnical Assistance: Respond to and resolve technical issues via phone,...

  • Senior Credit Risk Analyst

    7 days ago

    Pretoria, South Africa South African Reserve Bank Full time

    -The main purpose of this position is to provide specialist knowledge in risk analysis and financial market research in the Risk Management Unit of the Financial Markets Department (FMD) at the South African Reserve Bank (SARB). -Detailed Description Formulate, evaluate and review the financial risk and reserves management policies and processes of the...

  • Credit Analyst

    4 weeks ago

    Pretoria, South Africa The Recruitment Council Full time

    Job Title: Head of Fixed IncomeLocation: Centurion, Gauteng, South AfricaPosition Type: PermanentRemote Opportunity: Some of the timeRole Overview:The Head of Fixed Income will lead and manage a high-performing fixed income team, responsible for driving the development and management of fixed income investment strategies. The successful candidate will...

  • Credit Risk Analyst

    7 days ago

    Pretoria, South Africa South African Reserve Bank Full time

    -The purpose of this position is to realise the responsibilities of the Risk Support Department (RSD) of the Prudential Authority (PA) in respect of the supervision and regulation of credit risk in banks, insurers and financial market infrastructures (collectively referred to as regulated financial institutions). This includes being involved in operational...

  • IT Support Specialist

    2 days ago

    Pretoria, Gauteng, South Africa Export Credit Insurance Corporation Full time

    About the RoleWe are seeking an experienced IT Support Analyst to join our team at the Export Credit Insurance Corporation. The successful candidate will be responsible for providing technical support and assistance to employees, customers, or stakeholders, resolving system issues in a timely and efficient manner.Responsibilities and RequirementsPrimary...