Credit Manager
3 weeks ago
PRETORIA
Salary Negotiable
Permanent
We are looking to recruit an experienced credit manager to oversee our client's company’s lending process. As a credit manager, you will be responsible for evaluating the creditworthiness of potential business owners, creating credit scoring models, approving and rejecting loans, negotiating payment terms, and updating the company’s credit policy.
To ensure success as a credit manager, you should have extensive experience with credit analysis,
proficiency with accounting software, and high-level analytical skills. A top-class credit manager adds
value to a company by optimizing the mix of sales to bad debt losses
**YOUR KEY RESPONSIBILITIES INCLUDE**:
- Managing the Credit Analysts and relevant admin staff
- Auditing and reviewing of performance (quarterly)
- Pipeline management
- Managing, reviewing, and auditing of the system and data integrity reporting
- Fraud detection
- Liaison between Credit and Legal/Collections
- Identifying and reporting potential system and process improvements
- Evaluating the creditworthiness of potential business.
- Creating credit scoring models for risk assessments.
- Calculating and setting loan interest rates.
- Ensuring all loans and lending comply with regulations and best practice.
- Maintain records of all company loan payments and bad debts.
- Reviewing and updating the company’s credit policy
**Qualification**:
- B. Com degree (required)
- Proven 3-4 Years Trade Finance or working Capital experience (within a credit analyst or Credit Manager role) (required)
- Knowledge of regulatory and legislative policy and procedures for the financial sector
- Knowledge of risk and credit management in the financial sector
**Salary**: R100.00 per year
Ability to commute/relocate:
- Pretoria, Gauteng: Reliably commute or planning to relocate before starting work (required)
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