Credit Risk Specialist

2 weeks ago


Cape Town, South Africa Engen Full time

**Purpose of the Job**:

- To assess and manage the risk profile of EPL and its subsidiaries thereby minimizing bad debts and controlling the overall credit risk to the company and to monitor and report on global and local credit risk trends

**Who You Are**:

- You are energetic and eager to learn
- You are a competent in financial analysis
- You are passionate about numbers
- You have experience in data analysis
- You have excellent numerical skills
- You have a reputation for being diligent
- Demonstrate your ability to work with different personalities

**What you’ll have done before**:
Baseline:

- NQF Level 6 (Financial Accounting Diploma)
- 5 Years’ experience in Commercial Credit Risk Management

Advantageous:

- NQF Level 7 Degree in Credit Management/Accounting
- Previous Credit Risk Analysis experience in oil and gas industry

**Exciting Challenges you might face in the role**:

- Performing credit risk assessments to enable the business to drive sales
- Operate effectively, even when things are not certain, or the way forward is not clear
- Engaging with the trade credit insurer to enable Engen to mitigate its credit risk
- Involvement in the retail dealer onboarding process including attending and participating in dealer interviews

**What you’ll be doing**:

- Proactively engaging customers to obtain financial information to improve the Engen credit risk position and recommendations
- Building and leveraging relationships with sales colleagues across different business streams
- Ensuring that risk assessments are completed timeously and provides the credit and sales teams with appropriate recommendations to enable the business to make decisions in a timely manner
- Researching the RSA economic environment to advise the business divisions on specific sector risks

**Job Location: Cape Town / Johannesburg**:
**Job Advert Closing Date**: All job adverts close five days after date posted

**Engen’s approved Employment Equity plans and targets will be considered as part of the recruitment process.**

**Important Information**:

- The appointment will be made in line with Engen's Employment Equity Strategy.
- Engen reserves the right not to make an appointment.



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