Credit Risk Manager: Reporting

2 weeks ago


Cape Town, South Africa Technovation Full time

A Top Employer Financial Services Organisation is recruiting for a Risk Manager: Reporting & Analytics. Responsible for the management of developing and implementing a comprehensive and effective credit risk management framework. Supporting credit strategy implementation through the development of policy, including the monitoring and forecasting of the credit portfolio risk.

**Key Responsibilities**
- Develop analytical methodology, tools, processes and control frameworks to assess credit risk
- Manage credit risk reporting and dashboard development
- Monitor reports for scorecard performance, policy exceptions, adherence to defined risk tolerance and performance
- Forecast credit risk across portfolios, considering emerging risks and changes in external conditions
- Ensure reporting is aligned to shareholders requirements
- Lead monthly risk meeting, presenting portfolio overviews and promoting discussions on current focus areas
- Build strong relationships with Sales and Product with the support of quantitative facts, to identify and implement opportunities for greater efficiencies and risk controls
- Ensure alignment to shareholder policies and procedures
- Maintain up-to-date knowledge of industry developments and ensure best practices are applied where applicable
- Manage team to ensure optimal performance, engagement and succession

**Qualifications, Skills and Experience**
- A Bachelor’s qualification in Commerce, Science, or Humanities with a focus on Statistics, IT, Economics, Mathematics, or similar
- At least 5 years’ experience in the following: _
- Credit risk analysis on lending products
- Extensive understanding of relational databases and ability to effectively utilize statistical software - particularly SAS
- Bad debt provisioning techniques (advantageous)
- People management experience (advantageous)
- Previous Financial services/Retail Credit experience (preferred)

**Job Types**: Full-time, Permanent

**Salary**: R70,000.00 - R90,000.00 per month

Ability to commute/relocate:

- Cape Town, Western Cape: Reliably commute or planning to relocate before starting work (required)

**Education**:

- Bachelors (preferred)

**Experience**:

- Credit risk analysis on lending products: 5 years (required)


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