Credit Risk Analyst

2 weeks ago


Cape Town, South Africa RPO Recruitment Full time

**Responsibilities**:

- Work directly with the Credit Portfolio Manager (CPM) and Credit Division Head (CDH) in managing the credit risk of the portfolio.
- Assist with oversight of quarterly reporting to senior management on the risk management performance and strategy of the portfolio.
- Assist with the completion of credit assessment activities, including credit and transaction analysis, and borrower risk-rating reviews.
- Contribute to the review/writing of the existing and proposed policies and procedures for the portfolio.
- Assist with credit reviews or credit submissions and other related administrative activities and operations for the credit portfolio.
- Review and monitor credit risk, and recommend/implement line management, pricing, and authorization strategies.
- Prepare supporting information and present findings to management.
- Develop and/or evaluate various models used for loss forecasting, portfolio stress testing, and other targeted analysis.
- Analyze portfolio-level information to identify and monitor key risk factors, root cause, and develop proposed solutions.
- Generate periodic reports for audit and regulatory compliance and assist with ad hoc requests.

**Requirements**:

- Bachelor’s Degree in Finance, Economics, Mathematics, Business, Business Analytics, MIS, or other quantitative field; degrees in non-quantitative fields considered with adequate work experience required.
- Experience with data analysis and utilizing data to identify trends or relationships to provide insights and inform decisions based on sound analysis.
- Skilled in the graphical representation of information using charts, diagrams, and dashboards with programs and tools such as Excel, SAS, Python, R, SQL, Tableau, or Power BI.
- Demonstrated interpersonal, organizational, and analytic skills and proven ability to remain detail-oriented and organized in a fast-paced environment.
- Authorized to work in the USA.

**Benefits**:
We focus on helping you reach your personal and professional goals by connecting you to your perfect career path.



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