Credit Data Product Owner
2 months ago
**Credit Data Product Owner - (Senior, 5+ years’ experience)**
**Pinelands, Cape Town**
We are seeking a creative and inquisitive Product Owner to join our rapidly growing Intelligent Debt Management (IDM) team. IDM is a leader in South Africa's debt management sector. The group includes South Africa's largest debt counsellor, DebtBusters; a renowned financial advice brand, JustMoney; a major credit bureau reseller, Kudough; and a successful joint venture with Sanlam, Sanlam Credit Solutions.
As a Product Owner, you will be responsible for the development of an internal, centralised credit data service to facilitate various use cases of credit bureau data across the IDM Group. You will create and manage the development backlog, work with the development team, and collaborate with stakeholders.
Since 2018, IDM has harnessed data and technology to build and optimize credit platforms. Our efforts have resulted in over 2.5 million active users, delivering significant value for both users and our business partners. Join us in shaping the future of credit management.
**Minimum requirements**:
- Bachelor’s degree in engineering, mathematics, information systems, science, or related fields.
- Excellent communicator, able to facilitate conversations with various stakeholders at all levels.
- 2 years or more relevant experience in the areas of product management, product ownership and/or software development.
- Knowledge of agile methodologies.
- The ability to work independently with little supervision.
- Able to balance customer wants and needs with business goals.
- Understanding customer journeys and able to design the customer experience to enhance the product.
- Able to make informed decisions based on data.
- Familiar with using analytics and testing frameworks to validate assumptions, including A/B testing.
- Experience in managing a product backlog and facilitating backlog prioritization.
- Able inspire and motivate teams to work towards a common goal.
- Experience with leading complex projects and cross-functional teams independently.
- Can manage uncertainty and make critical product decisions with mínimal oversight.
**Advantageous requirements**:
- 5 years’ experience in credit data or related industries
- Experience with coding languages
- Experience with software development management systems like Azure DevOps and Jira.
**Key responsibilities**:
- Collaborate with stakeholders to analyse needs and align the product roadmap with strategic goals.
- Lead the formation of the long-term product vision and strategy, including market analysis and product roadmap creation.
- Own and manage the product roadmap, ensuring alignment with business objectives.
- Define scope and create backlog items to guide the Agile development team.
- Conduct trade-off analyses to meet commitments.
- Address product-related issues.
- Understand the customer experience and its dependencies.
- Engage stakeholders during product visioning and development.
- Assess value and prioritize backlog items for maximum impact.
- Educate stakeholders on the business model and value proposition.
- Maintain a prioritized backlog of user stories.
- Act as the product ambassador and primary contact for inquiries.
- Develop detailed user stories for product features.
- Lead agile ceremonies with the development team.
- Oversee the entire product lifecycle, from ideation to release.
- Mentor and coach junior or intermediate product owners, as well as influence team processes.
**What does IDM offer you**:
- Hybrid (onsite and remote) work environment
- Competitive packages, including medical and RA contributions
- A values and purpose driven working culture
- Bursary program and encouragement to pursue future studies
- Merit based promotions in a fast-growing company
-
Product Owner
2 months ago
Southern Suburbs, South Africa Intelligent Debt Management Full time**Product Owner - (Mid, 2+ years’ experience)** **Pinelands, Cape Town** We are seeking a creative and inquisitive Product Owner to join our rapidly growing Intelligent Debt Management (IDM) team. IDM is a leader in South Africa's debt management sector. The group includes South Africa's largest debt counsellor, DebtBusters; a renowned financial advice...
-
Payments Product Owner
2 months ago
Southern Suburbs, South Africa Intelligent Debt Management Full time**Payments Product Owner - (Senior, 5+ years’ experience)** **Pinelands, Cape Town** We are seeking a creative and inquisitive Product Owner to join our rapidly growing Intelligent Debt Management (IDM) team. IDM is a leader in South Africa's debt management sector. The group includes South Africa's largest debt counsellor, DebtBusters; a renowned...
-
Product Owner
6 months ago
Southern Suburbs, South Africa Homechoice Full timehomechoice is a leading South African homeware retailer. For over 35 years we’ve helped our customers create beautiful homes they love with an innovative range of quality products they can afford. The Product Owner is a member of the agile team, responsible for defining user stories and prioritizing the team backlog to streamline the execution of program...
-
Product Owner
4 weeks ago
Northern Suburbs, South Africa PEP Full timeA rare opportunity for a Product Owner exists in our Business Solutions team at our Central Office. You will be the Product Owner of Pep’s commercial off the shelf planning solutions responsible for the product’s roadmap and vision, owning the product backlog and managing all relevant stakeholders during product enhancements and/or development. The...
-
Ecommerce Product Owner
6 days ago
Southern Suburbs, South Africa Homechoice Full timehomechoice is a leading South African homeware retailer. For almost 40 years we’ve helped our customers create beautiful homes they love with an innovative range of quality products they can afford. As a Product Owner, you will play a crucial role in driving the success of our online store by prioritizing and managing the product backlog. You will work...
-
Product Manager
2 months ago
Southern Suburbs, South Africa Homechoice Full timehomechoice is a leading South African homeware retailer. For almost 40 years we’ve helped our customers create beautiful homes they love with an innovative range of quality products they can afford. The Product Manager manages a portfolio of varying complexities of products, services, or channels assuming end-to-end responsibility for the product process...
-
Data Scientist
3 weeks ago
Southern Suburbs, South Africa Homechoice Full timehomechoice is a leading South African homeware retailer. For almost 40 years we’ve helped our customers create beautiful homes they love with an innovative range of quality products they can afford. The purpose of this role is to create and maintain data processing procedures enrichment support business selections marketing key, but understanding credit,...
-
Product Mnager
3 months ago
Southern Suburbs, South Africa Flash Full time**RESPONSIBILITIES**: **Product Strategy & Planning** Develop and refine product roadmaps in collaboration with senior PMs and stakeholders. Conduct in-depth market research to identify opportunities and inform product strategy. Define and document product requirements for new features and enhancements. **Cross-functional Coordination** Lead...
-
Junior Data Scientist
6 months ago
Southern Suburbs, South Africa Homechoice Full timehomechoice is a leading South African homeware retailer. For over 35 years we’ve helped our customers create beautiful homes they love with an innovative range of quality products they can afford. The purpose of this role is to create and maintain statistical and machine learning models in production, and to distribute the model output to various teams...
-
Junior Data Scientist
4 weeks ago
Southern Suburbs, South Africa Homechoice Full timehomechoice is a leading South African homeware retailer. For almost 40 years we’ve helped our customers create beautiful homes they love with an innovative range of quality products they can afford. The purpose of this role is to create and maintain statistical and machine learning models in production, and to distribute the model output to various teams...
-
Senior Product Manager
2 months ago
Southern Suburbs, South Africa Flash Full time**RESPONSIBILITIES**: **Leadership** Define and lead product strategy aligned with business goals and market demands. Oversee the creation and execution of comprehensive product roadmaps. Drive product innovation by identifying and capitalising on emerging market opportunities. **Cross-functional Team Leadership** Lead cross-functional teams to ensure...
-
Lead Product Manager
3 months ago
Southern Suburbs, South Africa Flash Full time**RESPONSIBILITIES**: **Vision & Strategy Leadership** Define and communicate the overarching product vision and strategic direction. Spearhead large-scale research initiatives to identify market opportunities and trends. Own the strategic roadmap and ensure alignment with organizational goals and market demands. **Organizational Alignment &...
-
Field Sales Manager
3 months ago
Southern Suburbs, South Africa Smollan Full timeAchievement of Sales Targets|Drive sales targets by understanding targets per store, per brand and per LSM, and break these down into measurable increments Increase volumes in stores by identifying fast vs slow movers and increase/decrease forward share accordingly Drive ad-hoc promotions/deals to increase sales Negotiate space based on rate of sales...
-
Credit Specialist
6 months ago
Northern Suburbs, South Africa Star Personnel Recruitment Full timeNorthern Suburbs. Salary - Market related. **Qualifications: Honours degree in Finance / Accounting / Mathematics or related.** **Preferred: CA(SA)/ACCA/CIMA** **Purpose**: Meeting and exceeding SLA requirements for exceptional service delivery will be at the forefront of your responsibilities, as we strive to provide the best possible experience to our...
-
Credit Specialist
7 months ago
Northern Suburbs, South Africa CA Financial Appointments Full time**Responsibilities**: - Conduct financial analysis for large loans - Ensure strict adherence to the credit policy and credit processes - Continuously evaluate and refine the credit granting processes - Provide input into monthly reviewer schedules - Hold regular catch-up meetings with the Analyst team leader to identify training - Monitor the performance of...
-
Production Planning Manager
6 months ago
Southern Suburbs, South Africa Bridgena Barnard Personnel Group Full timeWestern Cape, CPT - Southern Suburbs - R 40000 - R 65000 Monthly Basic Salary (Market related, Negotiable) Cape Town Senior post reporting to the GM. Production Planning manager needed for the Planning and sales forecast Cape Town Senior post reporting to the GM. Production Planning manager needed for the Planning and sales forecast Matric 3 year degree...
-
Data Analyst
6 months ago
Northern Suburbs, South Africa PEP Full timeDelivering value from data by interpreting data and providing insights into products and services; to create and evaluate business opportunities through the analysis of internal and external data and engage with others to drive efficiencies (in processes and products) through data. **Responsibilities**: - System Improvement (SI) Delivery - Has a clear...
-
Data Warehouse Developer
1 month ago
Southern Suburbs, South Africa HomeChoice Holdings Limited Full timeJob OverviewHomeChoice Holdings Limited is a leading South African homeware retailer with almost 40 years of experience helping customers create beautiful homes. We are seeking a skilled Data Warehouse Developer to further develop Data Warehouse and reporting solutions.About the RoleWe are looking for an experienced professional who can take ownership of...
-
Production Operations Assistant Manager
4 weeks ago
Southern Suburbs, South Africa RareCruit (Pty) Ltd Full timeCompany OverviewRareCruit (Pty) Ltd is a reputable international defense agency with a rapidly growing team.Job DescriptionWe are seeking a highly organized and detail-oriented Production Operations Assistant Manager to join our esteemed client's team. This role offers amazing room for career growth and an opportunity to work in the dynamic international...
-
Lead Digital Product Manager
6 months ago
Southern Suburbs, South Africa Flash Full time**Responsibilities**: Flash Apps (NFA; OFA; USSD App): Managing most effective digital route to market Device range & planning. All Merchant Apps - Development; enhancements; performance; roadmaps UI/UX - Flow; ease of use Device specifications to ensure speed & reliability. POS evolution - Right device for appropriate retail space Corporate accounts:...