Manager: Credit Sales Forecasting

2 weeks ago


Cape Town, South Africa WePlace Full time

Western Cape, Cape Town
- Market - Related Annually Basic Salary
- An industry leading Bank has a rewarding opportunity available for a Manager in the Credit Sales Forecasting environment to lead the design, development and implementation of Credit portfolio take-up propensity and price elasticity modelling.

**Purpose Statement**:

- Lead the design, development and implementation of Credit portfolio take-up propensity and price elasticity modelling.
- Recommend strategic changes to credit policy using propensity-based decision analyses, at both the portfolio and segmented level.
- Lead with clarity regarding credit profit optimisation, pricing, and propensity, as it relates to strategy, the monitoring thereof and recommending policy adjustments to align with strategic objectives.

**Experience (Minimum)**:

- At least 5 years’ proven experience is sales propensity / pricing elasticity modelling.
- At least 2 years’ people management experience.
- Experience in:

- Drafting business plans, presenting, and finalising strategies.
- Business analysis: Design and implementation of processes and procedures.

**Experience (Ideal)**:

- At least 5 years’ proven experience in Credit within the financial services / retail banking industry.
- At least 5 years’ experience in product costing, pricing, and profitability measurement as well as related systems, processes, and procedures in the financial services / retail banking.

**Qualifications (Minimum)**:

- Grade 12 National Certificate / Vocational in Grade 12 National Certificate.
- Master's Degree in Data science (or any other relevant qualification).

**Qualifications (Ideal or Preferred)**:

- Master's Degree in Data science (or any other relevant qualification).

**Knowledge (Minimum)**:

- Database querying software (ex. SQL).
- Statistical software (ex. SAS, R, Python).
- Predictive analytics in the context of articulating business requirements.
- Building and developing effective teams.
- Business Analytics.
- Project management principles and methodologies (able to maintain continuity on multiple projects, time management, planning and organisational skills).

**Knowledge (Ideal)**:

- Understanding of accounting, budgeting, costing, pricing, and provisioning principles as applied in a bank.
- Income statement and balance sheet accounting transactions of a bank.
- Financial systems & procedures.
- Regulations pertaining to credit management.
- Credit management systems.
- Unsecured credit, including credit facilities and credit cards.
- General understanding of the Banks Act Capital Regulations, National Credit Act and the implication for the business and the Credit Bureau.
- Strong credit industry knowledge.
- Business analysis experience on a banking system.
- Analytical experience on credit portfolio.
- Bank governance experience (ALCO, Riskco, Credit Committee, etc).

**Skills**
- Communications Skills.
- Computer Literacy (MS Word, MS Excel, MS Outlook).
- Presentation Skills.
- Facilitation Skills.
- For more information please contact:

- Bianca Burger



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