SME Credit Analyst

4 weeks ago


Johannesburg, South Africa The Recruitment Council Full time
Are you a skilled Credit Analyst with a passion for SME lending? We have an outstanding opportunity with a leading Financial Services company This renowned organization is seeking talented individuals to join their dynamic team. Our client is looking for a specialist with a high attention to detail and who can ensure documentation submitted is correct. Someone who fully understands the SME loan application process. The ideal candidate will also have excellent verbal and written communications skills and the ability to provide explanations clearly and concisely.

Duties and Responsibilities:

  • Assess all loan applications that are allocated to you to process.
  • Do a thorough Due Diligence on all loan applications, reject the ones that are not viable and submit and present prospective good deals to the various Credit Committees for approval.
  • Once a deal is approved, the loan must be implemented properly up to the pay-out stage which includes: all relevant documentation on file, client and Executive Management to sign all digital loan documentation and the loan to be progressed to pay-out stage. Clients to be sent Proof of Payment and relevant bonds registered with our Conveyancing Attorneys.
  • Deal with all client queries that are passed onto you and get the client to load and / or send all the required information timeously.
  • Assist prospective clients to complete the on-line application form if necessary.
  • Do after-care visits or calls on all clients wherever possible in order to ensure that they are on track and progressing well.
  • Follow-up on clients who pay late or are in arrears.
  • Stick to the SME Credit Policy and Operating Procedures at all times.
  • Attend promotional events like SME exhibitions as part of a team and promote and explain our lending products to prospective clients.
  • Achieve and attempt to exceed all the budget targets allocated to you.
  • Perform any other tasks as requested by Executive Management.

Competency:

  • Must be well presented and well spoken.
  • Have an entrepreneurial nature.
  • Work meticulously fast and efficiently.
  • Must be street-smart.
  • Must have good Financial knowledge and skills.
  • Exceptional Interpersonal skills and ability to network.
  • Ability to build and manage relationships.
  • Effective planning, organising and time management skills.

Experience and Qualifications:

  • Computer literate with knowledge in Excel, Word and MS Suite.
  • Min Grade 12, but preferably a B,Com Degree or Diploma in Financial Management/related field.
  • Experience in compiling an Income Statement, Cash Flow and Balance Sheet and interpreting Financial Statements.
  • Experience in purchase order loans and business order loans advantages.
  • 3 years+ Loan Officer experience.

  • SME Credit Analyst

    2 weeks ago


    Johannesburg, Gauteng, South Africa The Recruitment Council Full time

    Are you a skilled Credit Analyst with a passion for SME lending? We have an outstanding opportunity with a leading Financial Services company This renowned organization is seeking talented individuals to join their dynamic team. Our client is looking for a specialist with a high attention to detail and who can ensure documentation submitted is correct....

  • Credit Analyst

    5 days ago


    Johannesburg North, South Africa Communicate Recruitment Full time

    Are you an ordinary Credit Analyst robotically following input/output credit model. OR do you want to be an extraordinary analyst that is intellectually engaged & challenged on every level? As a Credit Analyst, you will analyze financial statements of multiple SMEs in South Africa across various industry sectors with the aim of providing balanced feedback...

  • Credit Analyst

    2 weeks ago


    Johannesburg North, South Africa Communicate Recruitment Full time

    An organisation with a dynamic culture and focus on growing small businesses is looking for an intellectually engaged Credit Analyst to join their team. **Qualifications**: - BCom Degree **Skills**: - Minimum 3 years’ experience in relevant field - Experience working with SME’s - Project management skills - Strong computer skills **Job...

  • Credit Analyst

    2 weeks ago


    Johannesburg North, South Africa Communicate Recruitment Full time

    An organisation with a dynamic culture and focus on growing small businesses is looking for an intellectually engaged Credit Analyst to join their team. **Qualifications**: - BCom Degree **Skills**: - Minimum 3 years’ experience in relevant field - Experience working with SME’s - Project management skills - Strong computer skills **Job...

  • Credit Analyst

    5 days ago


    Johannesburg North, South Africa Communicate Recruitment Full time

    One of South Africa's leading entities is looking for a Credit Analyst to join their team. **Qualifications**: - BCom Degree - Postgraduate Degree (advantageous) **Skills**: - Minimum 3-5 years’ experience as Credit Analyst - Experience working with SME’s - Good communication skills - Strong project management skills **Job description**: -...

  • Credit Analyst

    3 weeks ago


    Johannesburg North, South Africa Communicate Recruitment Full time

    A fast-growing organisation with a dynamic culture and a focus on expanding small businesses is looking for a credit analyst with intellectual curiosity to join their team. **Qualifications**: - BCom Degree in Accounting **Skills**: - Minimum 3 years’ experience in relevant field - Experience working with SME’s - Project management skills - Strong...

  • Credit Analyst

    3 weeks ago


    Johannesburg North, South Africa Communicate Recruitment Full time

    A fast-growing organization with a dynamic culture and focus on growing small businesses is looking for an intellectually engaged Credit Analyst to join their team. **Qualifications**: - BCom Degree in Accounting **Skills**: - Minimum 3 years’ experience in relevant field - Experience working with SME’s - Project management skills - Strong computer...

  • Credit Analyst

    7 days ago


    Johannesburg North, South Africa Communicate Recruitment Full time

    A fast growing organization with a dynamic culture and focus on growing small businesses is looking for an intellectually engaged Credit Analyst to join their team. **Qualifications**: - BCom Degree in Accounting **Skills**: - Minimum 3 years’ experience in relevant field - Experience working with SME’s - Project management skills - Strong computer...

  • Credit Analyst

    3 weeks ago


    Johannesburg North, South Africa Communicate Recruitment Full time

    Are you a hard-working, highly motivated individual with credit experience? Look no further as this is the perfect career opportunity for you! A fast-growing organisation with a dynamic culture that is highly invested in growing small businesses is looking for an intellectually engaged Credit Analyst to join their team. **Qualifications and Skills**: -...


  • Johannesburg, South Africa The Recruitment Council Full time

    Duties and Responsibilities: - Once a deal is approved, the loan must be implemented properly up to the pay-out stage which includes: all relevant documentation on file, client and Executive Management to sign all digital loan documentation and the loan to be progressed to pay-out stage. Clients to be sent Proof of Payment and relevant bonds registered with...

  • Credit Analyst

    4 weeks ago


    Johannesburg, South Africa Selhurst Recruitment Consulting Full time

    Specialist financial services company has an opening for a credit professional who is looking for a move into a commercial role. This is an important position and the successful person with play an active part in the activities of the company, including being a member of the credit committee. The ideal person will be looking for a more dynamic role within...

  • SME Test Analyst

    2 months ago


    Johannesburg, South Africa Luminary Talent Sourcing Full time

    This is a remote position.Company DescriptionOur Client offers a suite of broking, banking, wealth management, and technology modules supporting stratified company and department configurations for trading, clearing, settlement, margin lending, custody, investment, and advice businesses. We design and develop automations for capital market life-cycle...

  • SME Test Analyst

    2 months ago


    Johannesburg, South Africa Luminary Talent Sourcing Full time

    Job Description This is a remote position.Company DescriptionOur Client offers a suite of broking, banking, wealth management, and technology modules supporting stratified company and department configurations for trading, clearing, settlement, margin lending, custody, investment, and advice businesses. We design and develop automations for capital market...

  • Credit Analyst

    2 weeks ago


    Johannesburg, Gauteng, South Africa Standard Bank Of South Africa Limited Full time

    Business Segment: Personal & Private Banking Location: ZA, GP, Johannesburg, Baker Street 30 The credit analyst is responsible for the development, analysis and monitoring of strategies across the credit lifecycle, with the objective of improving existing portfolio performance and increasing profitability.The analyst will be required to assist with the...

  • Credit Analyst

    2 weeks ago


    Johannesburg, Gauteng, South Africa SET Recruitment Consultants Full time

    Credit Analyst - Asset Finance***Main Responsibilities Key role to assess Credit Applications for Asset Finance specialising in Capital Equipment. Assess deals for yellow metals, mining, construction, solar etc. Interpret relevant information and analyse financial statements. Prepare reports, make recommendations and present deals in Credit Meetings. Review,...

  • Credit Analyst

    7 days ago


    Johannesburg, South Africa Snatch.Work Full time

    We’re seeking young **Credit Analyst **interested in working for a fast growing provider of short - term credit based in **Melrose Arch, Johannesburg**. This company leverages strong technology to assess a potential client's ability to finance a short - term loan. The company differentiates itself by it’s speed of response to the credit request. **Roles...

  • Credit Analyst

    2 months ago


    Johannesburg, South Africa RPO Recruitment Full time

    RPO's client in the financial services industry is currently seeking a Credit Analyst to join their team of professionals in Johannesburg. As a Credit Analyst, you will be responsible for determining our customers’ creditworthiness by analyzing financial data and assessing the likelihood of a borrower honouring their financial obligations.Responsibilities...

  • Credit Analyst

    2 weeks ago


    Johannesburg, Gauteng, South Africa RPO Recruitment Full time

    RPO's client in the financial services industry is currently seeking a Credit Analyst to join their team of professionals in Johannesburg. As a Credit Analyst, you will be responsible for determining our customers' creditworthiness by analyzing financial data and assessing the likelihood of a borrower honouring their financial...

  • Credit Analyst

    4 weeks ago


    Johannesburg, South Africa RPO Recruitment Full time

    RPO's client in the financial services industry is currently seeking a Credit Analyst to join their team of professionals in Johannesburg. As a Credit Analyst, you will be responsible for determining our customers’ creditworthiness by analyzing financial data and assessing the likelihood of a borrower honouring their financial obligations.Responsibilities...

  • Credit Analyst

    4 weeks ago


    Johannesburg North, South Africa SydSen Recruit Full time

    Gauteng, Johannesburg North - R28K - R35K Credit Analyst -Johannesburg North A well established Automotive company based in Johannesburg North, is seeking a qualified ** Credit Analyst** to join their team. As a **Credit Analyst **you will be responsible for assessing and analysing the creditworthiness of clients, evaluating their financial history and...