Current jobs related to SME Credit Analyst - Johannesburg, Gauteng - The Recruitment Council

  • Credit Risk Specialist

    2 weeks ago

    Johannesburg, Gauteng, South Africa Credit Link Placements Full time

    Credit Risk Analyst Job DescriptionThe primary objective of this role is to identify and mitigate potential risks associated with client creditworthiness by conducting thorough credit assessments.Key Responsibilities:Conduct comprehensive credit risk evaluations by analyzing client financial statements, business plans, and management accounts.Develop and...

  • Credit Risk Specialist

    6 days ago

    Johannesburg, Gauteng, South Africa Credit Link Placements Full time

    Credit Risk Analyst Job DescriptionThe primary objective of this role is to identify and mitigate potential risks associated with client creditworthiness by conducting thorough credit assessments and providing recommendations for new and existing accounts.Key Responsibilities:Conduct comprehensive credit risk evaluations by analyzing client financial...

  • Junior Credit Risk Analyst

    3 weeks ago

    Johannesburg, Gauteng, South Africa Network Recruitment Full time

    Job Title: Junior Credit Risk AnalystJob Summary:We are seeking a highly motivated and detail-oriented Junior Credit Risk Analyst to join our team at Network Recruitment. As a Junior Credit Risk Analyst, you will play a critical role in advising on credit risk, developing controls, and performing credit analyses.Key Responsibilities:Deliver Credit Risk...

  • Head of Business Unit: SME Lending

    2 weeks ago

    Johannesburg, Gauteng, South Africa Performability Recruitment Full time

    About the RoleWe are seeking a highly experienced and skilled Senior Business Leader to join our team at Performability Recruitment. As the Head of Business Unit: SME Lending, you will be responsible for leading and managing a team of professionals to achieve business objectives and drive growth in the SME lending market.Key ResponsibilitiesStrategic...

  • Quantitative Credit Analyst

    14 hours ago

    Johannesburg, Gauteng, South Africa Network Recruitment Full time

    Quantitative Credit and Impairments AnalystWe are seeking a talented Quantitative Credit and Impairments Analyst to support the development of impairment and regulatory type models, perform monthly portfolio monitoring, and source, consolidate, and analyze large data sets.Key Responsibilities:Support the development of impairment and regulatory type models,...

  • Quantitative Credit Analyst

    14 hours ago

    Johannesburg, Gauteng, South Africa Network Recruitment Full time

    Quantitative Credit and Impairments AnalystWe are seeking a talented Quantitative Credit and Impairments Analyst to support the development of impairment and regulatory type models. The successful candidate will have a strong background in statistics, mathematics, or a related field, and experience in credit risk modeling and analysis.Key...

  • Quantitative Credit Analyst

    2 weeks ago

    Johannesburg, Gauteng, South Africa Network Recruitment Full time

    Network Recruitment is seeking a talented Quantitative Credit and Impairments Analyst to contribute to the development of credit risk strategies and overall success of a leading insurance company. Key responsibilities include supporting the development of impairment and regulatory type models, performing monthly portfolio monitoring, and sourcing and...

  • Quantitative Credit Risk Analyst

    1 week ago

    Johannesburg, Gauteng, South Africa Network Recruitment Full time

    Network Recruitment is seeking a talented Quantitative Credit and Impairments Analyst to contribute to the development of credit risk strategies and overall success of a leading insurance company. Key responsibilities include supporting the development of impairment and regulatory type models, performing monthly portfolio monitoring, and sourcing and...

  • Quantitative Credit Risk Analyst

    1 week ago

    Johannesburg, Gauteng, South Africa Network Recruitment Full time

    Network Recruitment is seeking a talented Quantitative Credit and Impairments Analyst to contribute to the development of credit risk strategies and overall success of a leading insurance company. Key responsibilities include supporting the development of impairment and regulatory type models, performing monthly portfolio monitoring, and sourcing and...

  • Quantitative Credit Risk Analyst

    1 week ago

    Johannesburg, Gauteng, South Africa Network Recruitment Full time

    Network Recruitment is seeking a talented Quantitative Credit and Impairments Analyst to contribute to the development of credit risk strategies and overall success of a leading insurance company. Key responsibilities include supporting the development of impairment and regulatory type models, performing monthly portfolio monitoring, and sourcing and...

  • Quantitative Credit Risk Analyst

    14 hours ago

    Johannesburg, Gauteng, South Africa Network Recruitment Full time

    Key ResponsibilitiesAs a Quantitative Credit Analyst, you will play a crucial role in shaping the company's credit risk strategies and contributing to their overall success.Key Duties:Support the development of impairment and regulatory type models, including Impairment, Capital (Regulatory & Economic), and Stress Testing.Perform monthly portfolio monitoring...

  • Quantitative Credit Risk Analyst

    3 weeks ago

    Johannesburg, Gauteng, South Africa Network Recruitment Full time

    Job DescriptionWe are seeking a highly skilled Quantitative Credit Risk Analyst to lead the development and maintenance of critical tools and infrastructure that aggregate credit risk exposures across the organization. From economic capital modeling to earnings at risk, you will play a pivotal role in setting the risk appetite and optimizing credit models...

  • Quantitative Analyst

    3 weeks ago

    Johannesburg, Gauteng, South Africa Nedbank Full time

    Job SummaryNedbank is seeking a highly skilled Quantitative Analyst to join our team in Johannesburg. As a Quantitative Analyst, you will be responsible for validating credit risk models and processes to ensure regulatory compliance and best practice.Key ResponsibilitiesValidate credit risk models and processes to ensure accuracy and compliance with...

  • Senior Credit Analyst

    3 weeks ago

    Johannesburg, Gauteng, South Africa Isilumko Staffing Full time

    A well-established financial institution is seeking an experienced Credit Business Analyst to join their team on a full-time basis. This is an office-based role that requires strong analytical and communication skills.**Key Responsibilities:**Conduct thorough financial and risk analysis to inform business decisionsPerform credit due diligence to assess...

  • Quantitative Credit and Impairments Risk Analyst

    1 week ago

    Johannesburg, Gauteng, South Africa Network Recruitment Full time

    Key ResponsibilitiesAs a Quantitative Credit and Impairments Analyst, you will play a crucial role in shaping the company's credit risk strategies and contributing to their overall success.Key TasksSupport the development of impairment and regulatory type models, including Impairment, Capital (Regulatory & Economic), and Stress Testing.Perform monthly...

  • Credit Business Analyst

    3 weeks ago

    Johannesburg, Gauteng, South Africa Isilumko Staffing Full time

    A well-established financial institution is seeking an experienced Credit Business Analyst to join their team on a full-time basis. This is an office-based role that requires strong analytical and communication skills.**Key Responsibilities:**Conduct thorough financial and risk analysis to inform business decisionsPerform credit due diligence to assess...

  • Head of Business Unit: SME Lending

    3 weeks ago

    Johannesburg, Gauteng, South Africa The Individual Touch Full time

    About the RoleWe are seeking a highly experienced and skilled Senior Business Leader to join our team at The Individual Touch. As the Head of Business Unit: SME Lending, you will play a critical role in driving the growth and success of our business.Key ResponsibilitiesStrategic Leadership: Develop and implement business strategies to drive revenue growth,...

  • Credit Risk Specialist

    7 days ago

    Johannesburg, Gauteng, South Africa EMPIRE RECRUITMENT Full time

    Empire Recruitment is seeking a skilled Credit Analyst to join our team. The ideal candidate will be responsible for the effectiveness of the overall credit function, enhancing the credit approval process, and analyzing the credit worthiness of asset finance transactions for corporate and public sector clients in line with the credit policy. Key...

  • Credit Risk Specialist

    7 days ago

    Johannesburg, Gauteng, South Africa Isilumko Staffing Full time

    Job Title: Credit Risk Analyst/ Vetting AgentWe are seeking an experienced Credit Risk Analyst/ Vetting Agent to join our team at Isilumko Staffing. The ideal candidate will have a strong background in credit assessment and vetting, with a proven track record of success in the banking industry.Key Responsibilities:Conduct thorough credit assessments and...

  • Financial Analyst

    1 week ago

    Johannesburg, Gauteng, South Africa Isilumko Staffing (JHB) Full time

    Financial Analyst OpportunityWe are seeking a detail-oriented Financial Analyst to join our team at Isilumko Staffing (JHB). As a Financial Analyst, you will be responsible for conducting thorough credit assessments to determine applicants' creditworthiness.Key Responsibilities:Conduct in-depth financial analysis to identify risk factors and make...

SME Credit Analyst

3 months ago

Johannesburg, Gauteng, South Africa The Recruitment Council Full time
Are you a skilled Credit Analyst with a passion for SME lending? We have an outstanding opportunity with a leading Financial Services company This renowned organization is seeking talented individuals to join their dynamic team. Our client is looking for a specialist with a high attention to detail and who can ensure documentation submitted is correct. Someone who fully understands the SME loan application process. The ideal candidate will also have excellent verbal and written communications skills and the ability to provide explanations clearly and concisely.

Duties and Responsibilities:
  • Assess all loan applications that are allocated to you to process.
  • Do a thorough Due Diligence on all loan applications, reject the ones that are not viable and submit and present prospective good deals to the various Credit Committees for approval.
  • Once a deal is approved, the loan must be implemented properly up to the pay-out stage which includes: all relevant documentation on file, client and Executive Management to sign all digital loan documentation and the loan to be progressed to pay-out stage. Clients to be sent Proof of Payment and relevant bonds registered with our Conveyancing Attorneys.
  • Deal with all client queries that are passed onto you and get the client to load and / or send all the required information timeously.
  • Assist prospective clients to complete the on-line application form if necessary.
  • Do after-care visits or calls on all clients wherever possible in order to ensure that they are on track and progressing well.
  • Follow-up on clients who pay late or are in arrears.
  • Stick to the SME Credit Policy and Operating Procedures at all times.
  • Attend promotional events like SME exhibitions as part of a team and promote and explain our lending products to prospective clients.
  • Achieve and attempt to exceed all the budget targets allocated to you.
  • Perform any other tasks as requested by Executive Management.

Competency:
  • Must be well presented and well spoken.
  • Have an entrepreneurial nature.
  • Work meticulously fast and efficiently.
  • Must be street-smart.
  • Must have good Financial knowledge and skills.
  • Exceptional Interpersonal skills and ability to network.
  • Ability to build and manage relationships.
  • Effective planning, organising and time management skills.

Experience and Qualifications:
  • Computer literate with knowledge in Excel, Word and MS Suite.
  • Min Grade 12, but preferably a B,Com Degree or Diploma in Financial Management/related field.
  • Experience in compiling an Income Statement, Cash Flow and Balance Sheet and interpreting Financial Statements.
  • Experience in purchase order loans and business order loans advantages.
  • 3 years+ Loan Officer experience.