Senior Credit Analyst

4 months ago


Cape Town, South Africa CA Financial Appointments Full time

My client, a leading, exciting and trusted energy brand in Cape Town, is seeking a Senior Credit Analyst to join and grow their team. The successful candidate must be able to activate and innovate change within the Credits team and assist in creating a dynamic collaborative team. This individual must be able to thrive under pressure within a deadline driven environment as well as proactively anticipate the needs of internal and external customers.

Responsibilities:

  • Draw financial statements, credit agency reports and other customer information to complete credit reviews
  • Gauge business plans of new Retail clients
  • Complete risk assessment of customers through assessment and analysis of credit life cycle
  • Produce outcome and recommendations to stakeholders, consider customer value proposition in respect of credit risk/profitability reward
  • Provide innovative Credit advice and solutions
  • Identify relevant credit lines and security requirements
  • Assist with customer, financial institutions, to determine appropriate security required
  • Monitor account exposure proactively and take appropriate action to credit violations
  • Work with customer, Account Manager, and other stakeholders to resolve payment disputes
  • Provide Business Unit management with monthly report of credit metrics and risk accounts
  • Verify compliance with all Corporate policies, internal control and SOX reporting requirements

Requirements:

  • Must be a CA(SA) or equivalent qualification
  • Minimum of 5 years Corporate Credit and Retail Credit Experience, previous experience with credit management advantageous
  • Must have excellent analytical skills and attention to detail
  • Strong communication skills
  • Strong financial acumen must be comfortable working with and assessing customer Financials
  • Must understand IFRS standards (IFRS9) and other regulatory standards

Please note that if you have not heard from us within 2 weeks of your application, please consider it as unsuccessful for this particular role. Please do though continue to follow us online and apply for suitable opportunities.


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