Senior Credit Analyst

1 week ago


Cape Town, Western Cape, South Africa CA Financial Appointments Full time
Senior Credit Analyst

CA Financial Appointments is seeking a highly skilled Senior Credit Analyst to join our team. As a Senior Credit Analyst, you will play a critical role in assessing and managing credit risk for our clients.

Key Responsibilities:
  • Conduct thorough credit reviews of financial statements, credit agency reports, and other customer information.
  • Evaluate business plans of new retail clients to determine creditworthiness.
  • Assess and analyze credit life cycles to identify potential risks.
  • Provide outcome and recommendations to stakeholders, considering customer value proposition in respect of credit risk and profitability.
  • Offer innovative credit advice and solutions to clients.
  • Identify relevant credit lines and security requirements for clients.
  • Collaborate with customers, account managers, and other stakeholders to resolve payment disputes.
  • Prepare monthly reports on credit metrics and risk accounts for business unit management.
  • Ensure compliance with all corporate policies, internal controls, and SOX reporting requirements.
Requirements:
  • CA(SA) or equivalent qualification.
  • Minimum 5 years of corporate credit and retail credit experience, with previous experience in credit management an advantage.
  • Excellent analytical skills and attention to detail.
  • Strong communication skills.
  • Strong financial acumen and ability to work with and assess customer financials.
  • Understanding of IFRS standards (IFRS9) and other regulatory standards.

Please note that if you have not heard from us within 2 weeks of your application, please consider it as unsuccessful for this particular role. We appreciate your interest in CA Financial Appointments and encourage you to continue following us online for suitable opportunities.



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