Credit Risk Reporting Analyst

2 weeks ago


Johannesburg, Gauteng, South Africa Nedbank Full time
Job Family- Credit

  • Career Stream
  • Credit Management


Leadership Pipeline
  • Manage Self: Technical

Job Purpose

  • To provide Management Information required by the Business and for the monthly Credit Risk (CRAM) reports and quarterly meetings; thereby contributing to the effective reporting and monitoring of lending risk in the region; the Nedbank CIB Division.

Responsibilities:

  • Ensure accuracy of reports in order to prevent incorrect decisions that may lead to financial loss.
  • Build and maintain stakeholder relationships by collaboration, effective communication and timely reminders.
  • Provide client service to all stakeholders by attending business sesions so as to elighten and share best practices with them.
  • Compile and gather information by requesting data from other stakeholders, monitoring the delivery of the data, sort and process the data, analyse, research if necessary and make corrections.
  • Collate and provide final product in the form of reports by integrating information in spreadsheets, sequence in management packs and write executive summary and distribute on time.
  • Monthend support
Tracking expiring NGRs and LGD's
Exposure and ECL view
Forecasting data base

Generic Data-Points Checking/Updating:
Collaborate with the finance and MIS team to check and update generic data points on reports.
Organise and manage credit-related data in the system for easy retrieval.
Ensure accuracy in exposures on IFRS10 and collateral disclosures templates.

  • Ad hoc support
Rating initiation
Credit Application Initiation
Auditor requests
Assistance with Collection accounts and resolving legacy issues

  • Ensure personal growth and enable effectiveness in performance of roles and responsibilities by ensuring all learning activities are completed, experience practiced and certifications obtained and/or maintained within specified time frames.
  • Ensure information is provided correctly to stakeholders by maintaining knowledge sharing knowledge with team.
  • Contribute to a culture conducive to the achievement of transformation goals by participating in Nedbank Culture building initiatives (e.g. staff surveys etc).
  • Participate and support corporate social responsibility initiatives for the achievement of key business strategies.
  • Identify and recommend opportunities to enhance processes, systems and policies and support implementation of new processes, policies and systems.

Job Responsibilities Continue

  • Essential Qualifications
  • NQF Level
  • Advanced Diplomas/National 1st Degrees


Preferred Qualification
  • Bachelor of Commerce: Accounting, or Statistics.
  • Honours in Economics or Accounting
  • Minimum Experience Level 12 years banking experience that must include 3 years relevant Property Finance experience

Technical / Professional Knowledge

  • Administrative procedures and systems
  • Banking procedures
  • Data analysis
  • Governance, Risk and Controls
  • Relevant regulatory knowledge
  • Relevant software and systems knowledge
  • Business writing skills
  • Cluster Specific Operational Knowledge
  • Banking knowledge


Behavioural Competencies
  • Applied Learning
  • Customer Focus
  • Building partnerships
  • Managing Work
  • Quality Orientation
  • Technical/Professional Knowledge and Skills
- **_Please contact the Nedbank Recruiting Team at _
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