Credit Analyst

1 week ago


Johannesburg, Gauteng, South Africa Nedbank Full time
Requisition & Talent Acquisition Consultant Details

REQ Twanette Coetser

Closing Date - 07 June 2024

Cluster & Location

Total Business Banking and Retail - Credit Value Management

Johannesburg, Gauteng

Career StreamCredit ManagementLeadership PipelineManage Self: ProfessionalCredit AnalystJob Purpose

We are looking for an experienced Credit Analyst to join our team. In this role, you will assess credit risk of the existing portfolio to manage and mitigate risks following the bank's credit policy.

We are excited to review your application.

Job Responsibilities
  • Assess customers' credit risk by analyzing savings information, debt repayment history, earnings, and purchase activities.
  • Provide recommendations on credit terms based on analysis results.
  • Review financial status to determine risk levels.
  • Evaluate cash flow and repayment ability using financial ratios.
  • Recommend credit limits according to lending policies.
  • Utilize management systems to meet targets and service agreements.
  • Understand and support client needs for service level agreement standards.
  • Collaborate with internal stakeholders for strategy support.
  • Monitor reports and take corrective actions for risk compliance.
  • Stay informed about legislation and industry changes.
  • Understand and align with company vision and values.
  • Improve expertise through training and feedback.
Minimum Experience Level
  • Minimum 3 years of credit analysis experience.
  • Minimum 3 years of business banking experience.
Preferred Qualification
  • NQF Level 6 or higher in Financial Management, Accounting, or related field.
Technical / Professional Knowledge
  • Administrative procedures and systems
  • Banking procedures
  • Data analysis
  • Governance, Risk, and Controls
  • Relevant regulatory knowledge
  • Business writing skills
  • Industry specific knowledge
  • Knowledge of financial markets
  • Nedbank vision and strategy
  • Relevant Nedbank Human Resources policies and practices

Please contact the Nedbank Recruiting Team at


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