Manager: Credit Risk Reporting

2 weeks ago

Johannesburg, Gauteng, South Africa Nedbank Full time

Requisition Details & Talent Acquisition Contact

  • REQ Tshego Semenya
    Cluster
  • Group Risk
    Career Stream
  • Credit Collections

Leadership Pipeline

  • Manage Self: Professional

Job Purpose

  • To report on key aspects of the credit portfolio covering origination, profitability, ongoing performance and collections across the Group. The incumbent will be required to provide oversight and contribute to the optimisation of the credit portfolio in line with Nedbank's strategic objectives.
    Position
  • Manager:Credit Risk Reporting
    Responsibilities:
  • To provide accurate and insightful analysis and commentary on the credit portfolio across the Group, including business units and subsidiaries
  • Guide and support Internal (Senior management and the Board) and External Stakeholders (Regulators and the Investor Community) through formal and informal information sharing relating to credit origination, pricing, monitoring, risk migration, portfolio optimisation, collections etc.
  • Enable the compilation of reliable, accurate, relevant, insightful and timeous reports to relevant stakeholders
  • Analysis of credit and risk data, including extraction, cleaning, and accuracy of data.
  • Application of advanced or best practice methods and techniques in the analysis and presentation of information.
  • Ensure quality reports are produced and where necessary recommend improvements.
  • Build and maintain an effective working relationship with all stakeholders. Includes developing and expanding own knowledge of credit processes, policies and documentation and business strategies by attending formal credit meetings.
  • Drive reporting automation and process enhancements in line with the banks digitisation drive.
  • Participation and contribution to special projects to improve data, reporting standards, and system enhancements.
  • Assist with secretariat functions for the Group Credit Committee, Executive Credit Committee and other related committees and forums.
  • Planning and preparation of adhoc and special reports as and when required.

Job responsibilities continued

  • Give an overview of the book by developing and preparing portfolio review presentations based on Management Information Systems (MIS).
  • Provide feedback monthly by drafting business reports as at month end.
  • Build and maintain effective working relationships by attending regular staff meeting and team building sessions.
  • Build strong relationships by engaging with stakeholders on credit processes, policies, information and documentation.
  • Build intellectual capital of the team by knowledge sharing with all stakeholders.
  • Meet stakeholder expectations by delivering output and resolving queries within turnaround times.
  • Enhance policies and procedures by identifying and reviewing ineffective processes and systems.
  • Enhance processes by constantly seeking innovative improvements to the credit systems.
  • Adapt to changes in Legislation by enforcing the compliance to the changes.
  • Improve team performance by identifying staff performance gaps from assessment evaluations and analysing performance data from the Management Information System (MIS).
  • Manage quality of portfolio by enforcing adherence to bank policies, process and procedures and industry regulations.
  • Implement sound credit risk management by providing advice on credit risk matters to stakeholders.
  • Achieve operational excellence by supporting the implementation of business optimisation improvement through team engagement.
  • Support the achievement of the business strategy, objectives and values by reviewing Nedbank and Business Unit Plan and ensuring delivered systems, process, services and solutions are aligned.
  • Identify training courses and career progression for self through input and feedback from management.
  • Ensure all personal development plan activities are completed within specified timeframe.
  • Share knowledge and industry trends with team and stakeholders during formal and informal interaction.
  • Obtain buyin for developing new and/or enhanced processes (e.g. operational processes) that will improve the functioning of stakeholders' businesses by highlighting benefits in support of the implementation of recommendations.
  • Contribute to a culture conducive to the achievement of transformation goals by participating in Nedbank Culture building initiatives (e.g. staff surveys etc).
  • Participate and support corporate responsibility initiatives for the achievement of business strategy (e.g. Green Strategy).
  • Seek opportunities to improve business processes and systems by identifying and recommending effective ways to operate and adding value to Nedbank.
  • Minimum Experience Level 5 years banking experience that must include 2 years relevant credit risk reporting experience


 Essential Qualifications
  • NQF Level
  • Professional Qualifications/Honour's Degree
  • Advanced Diplomas/National 1st Degrees


 Preferred Qualification
  • Post graduate qualificati

  • Credit Risk analyst

    2 weeks ago

    Johannesburg, Gauteng, South Africa Credit Link Placements Full time

    The overall purpose of the job is to assess and mitigate risk by carrying out a comprehensive and quality credit risk function by analyzing the client's business, financial statements, and management accounts in order to provide a recommendation on new accounts and existing accounts annually. · Record new account information in the new accounts register...

  • Manager: Credit Risk Reporting

    2 weeks ago

    Johannesburg, Gauteng, South Africa Nedbank Full time

    Requisition Details & Talent Acquisition Contact REQ Tshego Semenya Location: Johannesburg Closing date: 21 May 2024Cluster Group RiskCareer Stream Credit CollectionsLeadership Pipeline Manage OthersPosition Manager: Credit Risk ReportingJob Purpose To report on key aspects of the credit portfolio across business units and lending products on a group level...

  • Manager, Credit Portfolio Reporting Risk Management

    2 weeks ago

    Johannesburg, Gauteng, South Africa Standard Bank Of South Africa Limited Full time

    Manager, Credit Portfolio Reporting Risk Management Job Overview Business Segment: Group Functions Location: ZA, GP, Johannesburg, Baker Street 30 To identify, measure and report credit risks arising from the Group's global business across client segments and client solutions to appropriately manage credit risk in accordance with the requirements of the...

  • Credit Risk Reporting Analyst

    2 weeks ago

    Johannesburg, Gauteng, South Africa Nedbank Full time

    Job Family- Credit Career Stream Credit Management Leadership Pipeline Manage Self: TechnicalJob Purpose To provide Management Information required by the Business and for the monthly Credit Risk (CRAM) reports and quarterly meetings; thereby contributing to the effective reporting and monitoring of lending risk in the region; the Nedbank CIB...

  • Credit Risk Manager

    2 weeks ago

    Johannesburg, Gauteng, South Africa Milton Resourcing Full time

    As a Credit Manager, you will be responsible for a diverse range of tasks aimed at safeguarding the bank's financial health and maintaining a robust credit policy.Your key responsibilities will include but not be limited to:- Credit Assessments: Conducting thorough credit assessments of individuals and businesses to evaluate their creditworthiness and...

  • Credit Risk Manager

    2 weeks ago

    Johannesburg, Gauteng, South Africa TotalEnergies Full time

    PaysAfrique du SudLieuSouth AfricaLieu de travailJOHANNESBURG-BIERMANN AV(ZAF)DomaineFinanceType de contratCDIExpérienceMinimum 6 ansQualification/ Experience Required B Comm degree is a requirement Minimum of 5 years experience business related experience Understanding of Commercial Law Ability to analyse financial statements Key competencies required:...

  • Credit Risk Manager

    2 weeks ago

    Johannesburg, Gauteng, South Africa FirstRand Full time

    Job DescriptionTo maximise the banks Risk-Adjusted Rate of Return by managing credit risk in the entire portfolio and individual transactions as well as managing Credit Analysts Achieve year on year TotalRevenue Growth for the Business Reduce Bad debts as a percentage of performing loans utilisation based on effective lending principals applied during...

  • Credit Risk Manager

    2 weeks ago

    Johannesburg, Gauteng, South Africa Performability Full time

    The Credit Risk Manager is responsible for the management of Credit Risk across the life cycle of the unsecured loans portfolio. This not only includes being able to provide the strategic direction for the portfolio but also being able to undertake in-depth analysis of the portfolio. This position involves utilising insights gained from analytics to inform...

  • Credit Risk Manager

    2 weeks ago

    Johannesburg, Gauteng, South Africa Logic 360 Group Full time

    Job Purpose The Credit Risk Manager is responsible for the management of Credit Risk across the lifecycle of the unsecured loans portfolio. This not only includes being able to provide the strategic direction for the portfolio but also being able to undertake indepth analysis of the portfolio.This position involves utilising insights gained from analytics to...

  • Credit risk analyst

    2 weeks ago

    Johannesburg, Gauteng, South Africa Network Recruitment Full time

    This high performing and diverse team is responsible for offering credit risk advice, generating reports, and conducting macroeconomic analysis specifically for the product division. The role entails meticulous examination of credit risk, continuous monitoring, and thorough evaluation of counterparties. It mandates the timely delivery of both regular and...

  • Credit Risk Analyst

    2 weeks ago

    Johannesburg, Gauteng, South Africa Network Recruitment Full time

    This high performing and diverse team is responsible for offering credit risk advice, generating reports, and conducting macroeconomic analysis specifically for the product division. The role entails meticulous examination of credit risk, continuous monitoring, and thorough evaluation of counter-parties. It mandates the timely delivery of both regular and...

  • Manager: Credit Risk

    2 weeks ago

    Johannesburg, Gauteng, South Africa Nedbank Full time

    Job Req Closing Date- 22 February 2023- Career Stream- Credit Collections Location SandtonJob PurposeResponsibilities**: Manage performance and efficiency of the team (where applicable) by conducting on the job training, counselling, coaching and monitoring daily activities Ensure processes are actioned within mandated signatories by checking and confirming...

  • Manager: Credit Risk

    2 weeks ago

    Johannesburg, Gauteng, South Africa Telebest Full time

    Our client has an opportunity available for a Manager in the Credit Risk department based in Sandton.Requirements:CA or BCom postgraduate qualification.MBA would be advantageous.10 to 15 years Credit Risk experience in a financial institution.3+ years managing teams directly or indirectly.Experience in risk mitigation standards and processes.Proven track...

  • Credit Risk Analyst

    2 weeks ago

    Johannesburg, Gauteng, South Africa Network Recruitment Full time

    As the Credit Risk expert, you will be responsible for the following:Conducting thorough financial analysis, including organizing financial data, contributing to the assessment of counterparties using internal scoring models, and updating Credit Ratings while guiding credit risk tolerance. Regularly providing both scheduled and ad-hoc reports on...

  • Credit Risk Manager

    2 weeks ago

    Johannesburg, Gauteng, South Africa PRR Recruitment Services Full time

    Credit Risk Manager - R650k p.a dependant on experience and qualificationsThis well know financial services company based in Rosebank is looking for a Credit Risk Manager BCom Honours in Economics, Finance, or related disciplines or alternatively a BSC Degree in Statistics or Mathematics (Quantitative degree) or equivalent. Analytical skills (ability to...

  • Credit Risk Analyst

    2 weeks ago

    Johannesburg, Gauteng, South Africa TotalEnergies Full time

    PaysAfrique du SudLieuSouth AfricaLieu de travailJOHANNESBURG-BIERMANN AV(ZAF)Société employeurTotalEnergies Marketing South Africa (Pty) LtdDomaineFinanceType de contratCDIExpérienceMinimum 3 ansAs a Credit Risk Analyst, Ideally you will possess the following:B Comm degree is a requirement Understanding of Commercial Law Ability to analyse financial...

  • Analyst, Credit Risk

    2 weeks ago

    Johannesburg, Gauteng, South Africa Standard Bank Of South Africa Limited Full time

    Business Segment: Business & Commercial Banking Location: ZA, GP, Johannesburg, Baker Street 30 To provide extensive monitoring and MI, prepare Credit Risk data and reports; including MI to the business and reports to Committees and at Group level. To support delivery of projects involving credit risk at a local and wider Group level. To provide...

  • Credit Manager: Cib Credit Risk

    2 weeks ago

    Johannesburg, Gauteng, South Africa Nedbank Full time

    Job PurposeTo recommend and or grant credit to place quality assets on to the book and continued risk management across Nedbank.Responsibilities: Validate client and supporting information by assessing the contents of the documents. Approve funding by making decision based on the credit policy guideline in conjunction with relevant Nedbank strategy and the...

  • Credit: Credit Risk Manager – Origination And Structuring

    2 weeks ago

    Johannesburg, Gauteng, South Africa H&S Labour Brokers Full time

    BASIC JOB DESCRIPTIONStructure and negotiate terms of debt, quasi-equity, and equity development investments to align with the businesses mandate, risktolerance and strategic direction.Evaluate potential developmental finance opportunities by performing detailed credit and risk assessments, financial analysis, and market research.Review legal documentation...

  • Credit Manager: Cib Credit Risk

    2 weeks ago

    Johannesburg, Gauteng, South Africa Nedbank Full time

    Job Family- Credit Career Stream Credit Management Leadership Pipeline Manage Self: ProfessionalJob Purpose To recommend and or grant credit to place quality assets on to the book and continued risk management across Nedbank.Responsibilities: Validate client and supporting information by assessing the contents of the documents. Approve funding by making...