Analyst Risk

2 weeks ago


Sandton, South Africa Absa Bank Limited Full time
Bring your possibility to life Define your career with us

  • With over 100 years of rich history and strongly positioned as a local bank with regional and international expertise, a career with our family offers the opportunity to be part of this exciting growth journey, to reset our future and shape our destiny as a proudly African group.
Job Summary

To support the credit risk process through carrying out comprehensive and quality credit risk functions within the credit lifecycle to create shared growth within the boundaries of internal policies and external regulations for Mid-Corporate Business clients

Job Description:

Risk Management:

  • To conduct quality credit risk assessments and reviews and proactively manage credit risks associated with clients across the Midcorporate portfolio.
  • Perform robust financial and nonfinancial analysis on the client that will support and underpin all new proposals in terms of the client's credit risk implications.
  • Proactively manage the credit risk on the portfolio by completing timely reviews, ensuring securities and conditions are up to date and monitored
  • Monitor the client performance on a continuous basis, in addition to performing annual reviews of clients, to ensure early detection of a client's business or operating environment.

Governance and controls:

  • Conduct all client risk assessments and portfolio monitoring in compliance with all the relevant governance and policy frameworks.
  • Ensure that all excesses are monitored, cleared and/or escalated within KPI targets

Data and Systems Management:

  • To produce relevant management information and manage exposures including the maintenance of relevant systems.
  • Drive RWA efficiencies through ensuring that the data in terms of Default Grades (DG's), Loss Given Defaults (LGD's), limits and review dates are correctly captured on the Bank's credit systems

Business Enablement:

  • Provide solution driven support to business to facilitate growth initiatives, whilst maintaining a healthy balance between risk and reward.
  • Actively partake and provide input into Deal Forums ensuring that credit risk associated with business opportunities are proactively highlighted and managed.
  • Communicate and interact regularly and proactively with business stakeholders while providing insights on risk trends and providing clear risk appetite guidance.
Education

Bachelor's Degrees and Advanced Diplomas:
Business, Commerce and Management Studies (required)

  • Absa Bank Limited reserves the right not to make an appointment to the post as advertised_

  • IT Risk Analyst

    4 weeks ago


    Sandton, South Africa Discovery Ltd. Full time

    **Business Unit**:Discovery Central Services**Function**:IT Risk Management**Date**:9 Jun 2023Discovery - Group Risk Management IT Risk Analyst **About Discovery** Discovery’s core purpose is to make people healthier and to enhance and protect their lives. We seek out and invest in exceptional individuals who understand and support our core purpose,...

  • IT Risk Analyst

    2 weeks ago


    Sandton, South Africa Discovery Ltd. Full time

    Business Unit:Discovery Central ServicesFunction:IT Risk ManagementDate:9 Jun 2023Discovery - Group Risk ManagementIT Risk AnalystAbout DiscoveryDiscovery's core purpose is to make people healthier and to enhance and protect their lives. We seekout and invest in exceptional individuals who understand and support our core purpose, and whoseown values align...

  • Junior Risk Analyst

    3 weeks ago


    Sandton, South Africa Capital Wealth Solutions Full time

    **Job Overview**: We are seeking a motivated and detail-oriented Junior Risk Analyst to join our growing risk management team. This entry-level position is an excellent opportunity for a recent graduate or someone early in their career to develop their skills in risk analysis and management. The Junior Risk Analyst will support the identification,...

  • IT Risk Analyst

    2 weeks ago


    Sandton, South Africa Discovery Ltd. Full time

    Business Unit:Discovery Central ServicesFunction:Risk ManagementDate:25 Jul 2023- Discovery - Information Governance and SecurityInformation Security Risk and Assurance AnalystAbout DiscoveryDiscovery's core purpose is to make people healthier and to enhance and protect their lives. We seek out and invest in exceptional individuals who understand and support...


  • Sandton, South Africa Moving Heads Personnel Full time

    **Associate Risk Analyst** **Sandton** - Assisting the Head of Risk Management with maintenance and execution of the Risk - Management Framework across the organisation, ensuring effectiveness of risk management processes. - Assist with performing the annual ORSA process and producing the ORSA document, including performing certain components of stress and...

  • Operations Analyst

    3 weeks ago


    Sandton, South Africa Raid Risk Management Full time

    **Job Summary**: The Operations Analyst is responsible for analyzing and improving the operational processes within the organization. This role involves collecting and analyzing data, identifying areas for improvement, and implementing solutions to enhance efficiency, reduce costs, and improve overall operational performance. The Operations Analyst must...

  • Associate Risk Analyst

    2 months ago


    Sandton, South Africa HR Genie Full time

    A dynamic and vibrant player in South Africas financial services industry is looking for an Associate Risk Analyst. Your knowledge of enterprise risk management concepts and risk analysis techniques are precisely what they are looking for.The position is based within the Enterprise Risk and Innovation division at the head office in Sandton, Johannesburg....

  • IT Risk Analyst

    2 weeks ago


    Sandton, South Africa Discovery Ltd. Full time

    Business Unit:Discovery HealthFunction:Risk ManagementDate:26 Jun 2023Discovery - HealthIT Risk AnalystAbout DiscoveryDiscovery's core purpose is to make people healthier and to enhance and protect their lives. We seek out and invest in exceptional individuals who understand and support our core purpose, and whose own values align with those of Discovery....


  • Sandton, South Africa Moving Heads Personnel Full time

    Associate Risk AnalystSandton Assisting the Head of Risk Management with maintenance and execution of the Risk Management Framework across the organisation, ensuring effectiveness of risk management processes. Assist with performing the annual ORSA process and producing the ORSA document,including performing certain components of stress and scenario testing....

  • Business Analyst

    1 week ago


    Sandton, South Africa Investec Full time

    Description Investec Sandton is looking for a Business Analyst in the Central Services Risk and Compliance division. The Business Analyst acts as a bridge between the business and the IT development teams and will be responsible for the systematic and methodical investigation, analysis and documentation of all or part of a business area in terms of business...

  • Business Analyst

    1 week ago


    Sandton, South Africa Investec Full time

    Description Investec Sandton is looking for a Business Analyst in the Central Services Risk and Compliance division. The Business Analyst acts as a bridge between the business and the IT development teams and will be responsible for the systematic and methodical investigation, analysis and documentation of all or part of a business area in terms of...

  • Fraud Risk Analyst

    3 weeks ago


    Sandton, South Africa Discovery Ltd. Full time

    **Business Unit**:Discovery Bank**Function**:Risk Management**Date**:20 Apr 2024**Fraud Risk Analyst** **About Discovery** Discovery’s core purpose is to make people healthier and to enhance and protect their lives. We seek out and invest in exceptional individuals who understand and support our core purpose, and whose own values align with those of...

  • Fraud Risk Analyst

    2 weeks ago


    Sandton, South Africa Discovery Ltd. Full time

    Business Unit:Discovery BankFunction:Risk ManagementDate:20 Apr 2024Fraud Risk AnalystAbout DiscoveryDiscovery's core purpose is to make people healthier and to enhance and protect their lives. We seek out and invest in exceptional individuals who understand and support our core purpose, and whose own values align with those of Discovery. Our fast-paced and...

  • Risk Manager

    3 weeks ago


    Sandton, South Africa Mshindi Consulting Full time

    **Responsibilities**: - Conduct credit risk, market risk, operational risk and regulatory risk. - Implement strategies to prevent fraud. - Make recommendations to subdue risk factors. - Work with internal teams to calculate the risk associated with specific transactions. Liaising with stakeholders and board members. - Developing models and contingency plans...

  • Risk Analyst

    4 weeks ago


    Sandton, South Africa Jai Search Consultancy Full time

    **Key Responsibilities**: - Identify, characterize and assess threats - Assess the vulnerability of assets to specific threats - Determine the risk (i.e., the expected consequences of specific types of attacks on assets) - Identify ways to reduce those risks - Prioritize risk reduction measures based on a strategy - Monitor and strategically manage...

  • Risk Analyst

    2 weeks ago


    Sandton, South Africa Jai Search Consultancy Full time

    Key Responsibilities: Identify, characterize and assess threats Assess the vulnerability of assets to specific threats Determine the risk (i.e., the expected consequences of specific types of attacks on assets) Identify ways to reduce those risks Prioritize risk reduction measures based on a strategy Monitor and strategically manage chargebacks by processor...

  • Credit Review Analyst

    2 weeks ago


    Sandton, South Africa DBSA Full time

    The purpose of this position is to ensure that the credit quality of the portfolio is managed and maintained within the Bank's risk appetite. The Credit Review Analyst will manage a portfolio of high value and/or high-risk clients, conducting high quality credit evaluation and financial assessment of the borrower's credit worthiness and disseminating these...

  • Credit Review Analyst

    2 weeks ago


    Sandton, South Africa DBSA Full time

    The purpose of this position is to ensure that the credit quality of the portfolio is managed and maintained within the Bank’s risk appetite. The Credit Review Analyst will manage a portfolio of high value and/or high-risk clients, conducting high quality credit evaluation and financial assessment of the borrower’s credit worthiness and disseminating...

  • Fraud Risk Manager

    1 week ago


    Sandton, South Africa Mshindi Consulting Full time

    **Responsibilities**: - Conduct credit risk, market risk, operational risk and regulatory risk. - Implement strategies to prevent fraud. - Make recommendations to subdue risk factors. - Work with internal teams to calculate the risk associated with specific transactions. Liaising with stakeholders and board members. - Developing models and contingency plans...

  • IT Risk Manager

    2 weeks ago


    Sandton, South Africa Discovery Ltd. Full time

    Business Unit:Discovery LifeFunction:IT Risk ManagementDate:30 Apr 2024- Discovery Life IT Risk ManagerAbout Discovery Discovery's core purpose is to make people healthier and to enhance and protect their lives. We seek out and invest in exceptional individuals who understand and support our core purpose, and whose own values align with those of Discovery....