Senior Credit Risk Analyst

4 weeks ago


Cape Town, South Africa Ad Talent Africa Full time

Who are we:

A leading retail business.

Who are we looking for: 

We are looking for a competent and driven Senior Risk Analyst who will be exposed to all aspects of the credit lifecycle: acquisition, marketing, account management and collections.

What will you do:

  • Primary tasks include :
    • Establishing optimal credit risk policies and limit calculations
    • Analyse current strategies
    • Building A/B testing strategies
    • Defining rules to manage exposure based on customer performance
    • Assist the project manager, business analyst, system development and IT teams to design solutions that sets the business up for future success
    • Engage in a consultative role with the Marketing and Collections operational teams to streamline their mandates
    • Produce monitoring reports
  • Other:
    • Mentoring and up-skilling of junior analysts
    • Ensure the business is compliant with regulations and external data providers i.e. credit bureaus

 

What do you need:

  • 5 years’ experience
  • Degree with Mathematics/Statistics or equivalent (essential/advantageous)
  • Advanced computer literacy skills with a high proficiency in SQL or SAS and Microsoft Excel
  • Experience in all areas of the credit lifecycle
  • Proven experience with scorecards and analytics
  • Knowledge on how credit risk scorecards are built and experience in assigning risk strategies on risk groups derived by scorecards
  • Present data to demonstrate conclusions gained from analysing data
  • Able to query and interpret data quickly and clearly
  • Self-motivated driver of performance
  • Great at finishing projects and disciplined in meeting deadlines
  • Strong problem assessment and decision-making ability
  • Attention to detail with a methodical approach to work
  • Able to regroup and re-organise when priorities shift
  • Generate ad-hoc reports and analytics
  • Ensure professional relationships are established and maintained with colleagues, customers and external vendors
  • Comfortable working in a team to assist on other key projects in the Customer Management Services team


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