Graduate - Risk and Credit Enablement

4 weeks ago


Johannesburg, South Africa Standard Bank Group Full time

Job Description

Credit Account Management Systems

Credit Account Management Systems is the area in Credit that deals with the credit management of accounts that we have provided Credit to. In this area we use behavioural scoring applications to determine the Credit rating/score of the customer that we have extended credit to.

Credit Collections

Credit Collections is the area in Credit that deals with the collection of outstanding money from Customers that have fallen behind on their credit facilities.

In both instances the expectation is that the graduate learner will develop the skills required to perform the key responsibilities mentioned below. 

Key Responsibilities

Plan test scenarios, acceptance tests, test criteria. Identify complex, risky, positive and negative test scenarios. Document all test scenarios and test cases.  Prepare data requirements and test data availability for test case execution. Ensure that integration testing is done to ensure that the product works end-to-end. Conduct regression testing. Document all necessary actions in the applicable reporting/management tools, eg. JIRA, Confluence. Attend applicable meetings (Inception, Iteration Planning Meeting, Grooming, retrofit session, Defect meetings, and Daily SCRUMS (Stand-ups).

Qualifications

You have completed or currently completing an undergraduate/ honours / masters degree in 2024 in:

Computer Science Information Technology Computer Systems Engineering or a related field. South African Citizen Maximum of two years’ work experience Minimum of 60% average over all years of study

Additional Information

City: Johannesburg

Town: Marshalltown/Rosebank

Rise and grow with a career at Standard Bank Group

Join a committed group of 50 000+ people who stand behind one common purpose: Africa is our home, we drive her growth. We firmly believe that our people are our greatest competitive advantage. It's only through our people’s expertise and dedication that we are able to bring our purpose and strategy to life in service of our clients and society at large. That’s why we strive to create a work environment where our people can thrive, where they are able to bring their whole selves to their work and are empowered to pursue their dreams and aspirations.

Join us as we Transform our Business

  • Johannesburg, South Africa Nedbank Full time

    **Requisition Details & Talent Acquisition Contact** - REQ 133650- Tshego Semenya- Location: Johannesburg- Closing date: 21 May 2024**Cluster** - Group Risk**Career Stream** - Credit Collections **Leadership Pipeline** - Manage Others **Position** - Manager: Credit Risk Reporting**Job Purpose** - To report on key aspects of the credit portfolio across...


  • Johannesburg, South Africa Preference Capital Full time

    Job Opportunity: Graduate Credit Analyst Company:Preference Capital Location:Johannesburg Key Responsibilities: Credit Scoring: - Conduct financial analysis of businesses, identifying potential risks, evaluating capital structure, and performing relevant financial ratio analysis. - Vet applicants through credit bureaus, contacting parties involved in the...

  • Manager - Credit Risk

    4 weeks ago


    Johannesburg, South Africa Jelocorp Full time

    **Main purpose of the Job**: To carry out comprehensive credit risk management for the branch **Duties & Responsibilities**: - Administer the Drawdown Centre process and procedure - Ensure the above complied with internal policies and procedure manuals - **_Ensure policy compliance_** - _Monitor counterparty and industry concentration risk_ - _Monitor...


  • Johannesburg, Gauteng, South Africa Nedbank Full time

    Job PurposeTo provide superior client service, enabling the Africa Strategy by applying sound lending credit principles and experience in Africa lending thereby enabling Nedbank to grow its client base within an acceptable credit risk appetite in line with the Africa Strategy. Job ResponsibilitiesProvide key insights into Africa projects/deals across various...


  • Johannesburg, South Africa Graduate Placements Full time

    Our client, a leader in financial services, is looking for a BSc Honours Property Studies Graduate to fill a Property Finance Administrator job. Working within their Commercial Property Finance team, the role entails new business, legal, credit control and operational functions. New Business: - Drafting credit packs - Regular communication with internal...

  • Manager - Credit Risk

    4 weeks ago


    Johannesburg, South Africa JeloCorp Full time

    Main purpose of the Job:To carry out comprehensive credit risk management for the branchDuties & Responsibilities:To analyze credit applications made by the corporate banking and treasury departments, including risk review of internal credit ratings and post-loan management reports.Review credit limit and transaction application and provide risk review...

  • Credit Risk Analyst

    4 weeks ago


    Johannesburg North, South Africa Communicate Recruitment Full time

    A trailblazer in the banking sector is in the market for a Credit Risk Analyst with a MSc/BSc (Hons) to join their multinational organisation. The role entails being data-driven and use quantitative analysis to informs credit risk management strategies and processes across the credit life cycle. **Minimum Requirements**: - MSc/ BSc (Hons) in Statistics/...

  • Credit Risk Analyst

    4 weeks ago


    Johannesburg North, South Africa Communicate Recruitment Full time

    A giant JSE-listed listed organisation is looking to employ a Financial Analyst to monitor and diagnose benchmarks and trends across financial data, systems and processes. is in the market for a Credit Risk Analyst with a MSc/BSc (Hons) to join their multinational organization. The purpose of this role is to provide data-driven and quantitative analysis that...

  • Manager - Credit Risk

    4 weeks ago


    Johannesburg, South Africa Jelocorp Full time

    Main purpose of the Job:To carry out comprehensive credit risk management for the branchDuties & Responsibilities:To analyze credit applications made by the corporate banking and treasury departments, including risk review of internal credit ratings and post-loan management reports.Review credit limit and transaction application and provide risk review...

  • Credit Risk Analyst

    4 weeks ago


    Johannesburg North, South Africa Communicate Recruitment Full time

    A giant JSE-listed listed organisation is looking to employ a Credit Risk Analyst to monitor and diagnose benchmarks and trends across financial data, systems and processes. The purpose of this role is to provide data-driven and quantitative analysis that informs credit risk management strategies and processes across the credit life cycle. The focus of this...


  • Johannesburg, South Africa Palesa Mbali Group Full time

    To pro-actively manage credit risk customers through decisive leadership utilising a multi-skilled team, focusing on client engagement, financial analysis, mitigation of exposure, optimal pricing and rehabilitation of distressed exposures, to achieve the Nedbank Group Strategy of being world class in risk management. **High level responsibilities** - Ensure...

  • Risk Analyst

    4 weeks ago


    Johannesburg, South Africa IT Ridge Technologies Full time

    The purpose of this position is to assess, monitor and manage credit risk exposures in line with the company's risk toleranceDetailed Description :Analyze, assess and evaluate financial, market and business information in order to report on credit risk to facilitate informed decision making on the foreign exchange, gold and other fixed-income reserve...

  • Credit Analyst

    4 weeks ago


    Johannesburg, South Africa CA Global Headhunters International Full time

    Reference No. MTBSCA **Job Description: **Responsibilities: Credit Analysis: - Critically analyse a client’s business upfront and on an ongoing basis ensuring the Credit Risk is understood, monitored and managed. - Rate clients through rating model and analyse & comment on financial statements. - Analyse, interpret & interrogate financial models and...


  • Johannesburg, South Africa Standard Bank Group Full time

    Job Description There's only one thing we take more seriously than reducing risk. And that’s finding people with the curiosity, resilience, self-motivation and creative problem-solving approach, in shaping the future of Risk Management. Risk Management is enormously complex and involves understanding the Bank’s financial risk profile, setting risk...


  • Johannesburg, South Africa Standard Bank Group Full time

    Company DescriptionStandard Bank Group is a leading Africa-focused financial services group, and an innovative player on the global stage, that offers a variety of career-enhancing opportunities - plus the chance to work alongside some of the sector's most talented, motivated professionals. Our clients range from individuals, to businesses of all sizes, high...

  • Analyst Credit Risk

    4 weeks ago


    Johannesburg, South Africa Absa Bank Limited Full time

    Bring your possibility to life! Define your career with us - With over 100 years of rich history and strongly positioned as a local bank with regional and international expertise, a career with our family offers the opportunity to be part of this exciting growth journey, to reset our future and shape our destiny as a proudly African group.Job Summary To...


  • Johannesburg, Gauteng, South Africa Standard Bank Group Full time

    Company DescriptionStandard Bank Group is a leading Africa-focused financial services group, and an innovative player on the global stage, that offers a variety of career-enhancing opportunities - plus the chance to work alongside some of the sector's most talented, motivated professionals. Our clients range from individuals, to businesses of all sizes, high...

  • Manager: Credit Risk

    4 weeks ago


    Johannesburg, South Africa Telebest Full time

    Our client has an opportunity available for a Manager in the Credit Risk department based in Sandton.Requirements:CA or BCom postgraduate qualification.MBA would be advantageous.10 to 15 years Credit Risk experience in a financial institution.3+ years managing teams directly or indirectly.Experience in risk mitigation standards and processes.Proven track...

  • Credit Risk Analyst

    4 weeks ago


    Johannesburg, South Africa TotalEnergies Full time

    Finance - JOHANNESBURG-BIERMANN AV(ZAF) - South Africa - As a Credit Risk Analyst, you will be responsible for the following activities: **Controlling and Reporting** To perform risk assessments on new customers (prior to entering into any Commercial relationship) based on Internal (e.g. Sales projections) and External information (e.g. Financial...


  • Johannesburg, South Africa Nedbank Full time

    **Requisition & Talent Acquisition Consultant Detail** - REQ 129379 - Twanette Coetser- Closing Date - 5 January 2024**Cluster & Location** - Total Business Banking and Retail - Client Value Management - 135 Rivonia, Sandton**Career Stream** - Credit / Credit Risk**Leadership Pipeline** - Manage Self: Professional (MSP)**Manager: Credit Risk Innovation and...