National Manager: Credit Risk Advisory

2 weeks ago


Johannesburg, South Africa Palesa Mbali Group Full time

To pro-actively manage credit risk customers through decisive leadership utilising a multi-skilled team, focusing on client engagement, financial analysis, mitigation of exposure, optimal pricing and rehabilitation of distressed exposures, to achieve the Nedbank Group Strategy of being world class in risk management.

**High level responsibilities**
- Ensure adequacy of impairments on the credit risk regional portfolio by engaging with value analytics team and using monthly monitoring tools and exception reporting
- Ensure correct credit risk state type of clients by routinely monitoring the total advances book with regards to certain factors that serve as early warning signals and that are reported on exception reports
- Implement and manage credit policies and standards within the credit risk process. Ensure adequacy of internal processes and reporting to reduce or eliminate financial risk or loss through ongoing refinement, adherence and enhancement of the bank's processes and procedures
- Manage distressed clients by adhering to relevant internal and/or legislative processes namely business management and/or business rescue process, making decisions on either to normalise (rehabilitate, soft exit) or a legal exit
- Ensure compliance and reduced credit and reputational risk by Implementing relevant legislation within the credit risk environment

**Essential Experience**:

- 8-10 years credit/credit risk and management experience
- Post Graduate Degree in finance or Business or Banking or insolvency related or National Diploma Business Rescue
- RE1 & RE5

**Advantageous Qualifications**:

- Bachelors Degree or AIISA/FIISA



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