Senior Credit Manager: Africa Credit Risk

2 weeks ago

Johannesburg, Gauteng, South Africa Nedbank Full time
Job Purpose

To provide superior client service, enabling the Africa Strategy by applying sound lending credit principles and experience in Africa lending thereby enabling Nedbank to grow its client base within an acceptable credit risk appetite in line with the Africa Strategy.

Job Responsibilities
  • Provide key insights into Africa projects/deals across various sectors to direct reports and to stakeholders across various product areas.
  • Build effective working relationships with stakeholders to collaborate across various Business Units
  • Collaboration with Business Sectors providing credit insights/solutions/alternative funding solutions to ensure risk is acceptable.
  • Ability to voice opinions/views in credit committees.
  • Manage daily activities of direct reports by monitoring the staff output.
  • Manage performance of the team by effective leadership, coaching direct reports, thereby enhancing team and retain and attract intellectual capital to the institution.
Job Responsibilities Continue
  • Ensure compliance by sanctioning credit decisions based on the credit policy guideline in conjunction with relevant Nedbank strategy and the analysis based on the information provided within applicable mandate.
  • Provide inputs into processes and policies to enhance efficiencies in the team.
  • Keep abreast of Africa market developments and adapt to changes in Legislation, economic and industry conditions by implementing the changes to credit policies, processes and systems where applicable and assessing impact on the portfolios and take mitigating steps for impacted clients.
  • Identify the various credit risks pertaining to a client by analysing and interpreting financial, market and business information, including impact of factors impacting the jurisdiction in which they operate.
  • Ensure risks are appropriately addressed in submissions of credit applications /reviews / portfolio reports by reviewing and evaluating information from direct reports and stakeholders.
  • Support the achievement of the business strategy, objectives and values by reviewing Nedbank and Business Unit Plan and ensuring delivered systems, process, services and solutions are aligned.
  • Identify training courses and career progression for self through input and feedback from management.
  • Ensure all personal development plan activities are completed within specified timeframe.
  • Share knowledge and industry trends with team and stakeholders during formal and informal interaction.
  • Obtain buy-in for developing new and/or enhanced processes (e.g. operational processes) that will improve the functioning of stakeholders' businesses by highlighting benefits in support of the implementation of recommendations.
  • Contribute to a culture conducive to the achievement of transformation goals by participating in Nedbank Culture building initiatives (e.g. staff surveys etc).
  • Participate and support corporate responsibility initiatives for the achievement of business strategy (e.g. Green Strategy).
  • Willingness to travel into Africa to engage clients and business teams in country.
Preferred Qualification
  • Post Graduate Qualifications/Accounting/Chartered Accountant
Essential Certifications
  • CA, CFA, MBA
Minimum Experience Level
  • 5 years extensive experience or knowledge in credit granting across banking and lending products
  • 3 years management experience in credit granting across industry sectors in Corporate and Investment Banking for deals in Africa.

Technical / Professional Knowledge
  • Banking knowledge
  • Business principles
  • Communication Strategies
  • Data analysis
  • Governance, Risk and Controls
  • Research methodology
  • Decision-making process
  • Business Acumen
  • Portfolio management
  • Industry and Economic trends
Behavioural Competencies
  • Coaching
  • Communication
  • Decision Making
  • Work Standards
  • Managing Work
  • Technical/Professional Knowledge and Skills

Please contact the Nedbank Recruiting Team at

  • Senior Manager: Credit Risk

    2 weeks ago

    Johannesburg, Gauteng, South Africa Nedbank Full time

    Requisition & Talent Acquisition Consultant DetailsREQ Twanette CoetserClosing Date - 05 May 2024Cluster & LocationTotal Business Banking and Retail - CDR - Relationship Banking Credit Risk 135 Rivonia, Sandton Career StreamCredit CollectionsLeadership PipelineManage OthersSenior Manager: Credit RiskJob PurposeWe have an opportunity for a a Senior Manager...

  • Manager: Credit

    3 weeks ago

    Johannesburg, Gauteng, South Africa Nedbank Full time

    Requisition & Talent Acquisition Consultant DetailsREQ Twanette CoetserClosing Date - 7 May 2024Location & ClusterTotal Business Banking and Retail - Credit Value Management - Credit Assessment 135 Rivonia Road, SandtonCareer StreamCredit ManagementLeadership PipelineManage Self: ProfessionalManager: Credit x 2Job PurposeTo recommend and or grant credit...

  • Manager: Credit

    3 weeks ago

    Johannesburg, Gauteng, South Africa Nedbank Full time

    Requisition & Talent Acquisition Consultant DetailsREQ Twanette CoetserClosing Date - 7 May 2024Location & ClusterTotal Business Banking and Retail - Credit Value Management - Gauteng135 Rivonia Road, SandtonCareer StreamCredit ManagementLeadership PipelineManage Self: ProfessionalManager: CreditJob PurposeThe Credit Manager's objective is to assess and...

  • Personal & Private Banking (PPB) Risk Graduate Programme

    4 weeks ago

    Johannesburg, Gauteng, South Africa Standard Bank Group Full time

    Company DescriptionStandard Bank Group is a leading Africa-focused financial services group, and an innovative player on the global stage, that offers a variety of career-enhancing opportunities - plus the chance to work alongside some of the sector's most talented, motivated professionals. Our clients range from individuals, to businesses of all sizes, high...

  • Business & Commercial Banking (BCB) Risk Graduate Programme

    3 weeks ago

    Johannesburg, Gauteng, South Africa Standard Bank Group Full time

    Company DescriptionStandard Bank Group is a leading Africa-focused financial services group, and an innovative player on the global stage, that offers a variety of career-enhancing opportunities - plus the chance to work alongside some of the sector's most talented, motivated professionals. Our clients range from individuals, to businesses of all sizes, high...

  • CIB Risk, Graduate Trainee

    4 weeks ago

    Johannesburg, Gauteng, South Africa Standard Bank Group Full time

    Company DescriptionStandard Bank Group is a leading Africa-focused financial services group, and an innovative player on the global stage, that offers a variety of career-enhancing opportunities - plus the chance to work alongside some of the sector's most talented, motivated professionals. Our clients range from individuals, to businesses of all sizes, high...

  • Audit Portfolio Manager: Model Risk

    3 weeks ago

    Johannesburg, Gauteng, South Africa Nedbank Full time

    Job ClassificationREQ Tshego SemenyaLocation: JohannesburgClosing date: 13 March 2024ClusterGroup Internal Audit Career StreamAuditingLeadership PipelineManage Self ProfessionalPositionAudit Portfolio Manager: Model Risk (Credit Risk)Job PurposeTo deliver on the annual audit plan thereby providing reasonable assurance to stakeholders that key risks are being...

  • Senior Manager: Sustainability

    6 days ago

    Johannesburg, Gauteng, South Africa Nedbank Full time

    Job Requisition Details REQ#133789Location: Johannesburg, South Africa Closing Date: 21 May 2024Talent Acquisition: Bongiwe MchunuJob FamilySales And ServicesCareer StreamSalesLeadership PipelineManage Self: ProfessionalJob PurposeTo develop and implement strategies focused on sustainable finance initiatives to promote environmental and social responsibility...

  • Quantitative Analyst

    2 days ago

    Johannesburg, Gauteng, South Africa Nedbank Full time

    Requisition Details & Talent Acquisition ConsultantREQ Tshego SemenyaLocation: JohannesburgClusterGroup RiskCareer StreamQuantitativeLeadership PipelineManage Self: ProfessionalJob PurposeThe validation of the models used for the calculation regulatory and economic capital as well as credit impairments and the rating processes This is to contribute to the...

  • Quantitative Analyst

    1 week ago

    Johannesburg, Gauteng, South Africa Nedbank Full time

    Requisition Details & Talent Acquisition Contact REQ Tshego SemenyaLocation: JohannesburgClosing date: 17 April 2024ClusterGroup RiskCareer StreamQuantitativeLeadership PipelineManage Self: ProfessionalPositionQuantitative AnalystJob PurposeThe validation of the models used for the calculation regulatory and economic capital as well as credit impairments and...

  • Senior Manager: Manufacturing

    6 days ago

    Johannesburg, Gauteng, South Africa Nedbank Full time

    Job Requisition Details REQ#131347Location: Johannesburg, Gauteng Closing Date: 21 May 2024Talent Acquisition: Bongiwe MchunuJob FamilySales And ServicesCareer StreamSalesLeadership PipelineManage Self: ProfessionalJob PurposeTo develop and implement strategies to grow and retain the manufacturing portfolio nationally in line with Commercial Banking...

  • Quantitative Analyst

    4 weeks ago

    Johannesburg, Gauteng, South Africa Nedbank Full time

    Requisition Details & Talent Acquisition Contact REQ Tshego SemenyaLocation: JohannesburgClosing date: 17 April 2024ClusterGroup RiskCareer StreamQuantitativeLeadership PipelineManage Self: ProfessionalPositionQuantitative AnalystJob PurposeThe validation of the models used for the calculation regulatory and economic capital as well as credit impairments and...

  • Quantitative Analyst

    2 days ago

    Johannesburg, Gauteng, South Africa Nedbank Full time

    Requisition Details & Talent Acquisition ConsultantREQ 131745 - Tshego SemenyaLocation:JohannesburgCluster:Group RiskCareer Stream:QuantitativeLeadership Pipeline:Manage Self: ProfessionalJob Purpose:The validation of models for regulatory and economic capital calculations, credit impairments, and rating processes to ensure best practice models in alignment...

  • Manager: Climate Risk

    1 week ago

    Johannesburg, Gauteng, South Africa Nedbank Full time

    Requisition Details & Talent Acquisition Contact REQ Tshego SemenyaLocation: Johannesburg Closing date: 16 May 2024ClusterGroup RiskCareer StreamRegulatory ComplianceLeadership PipelineManage Self: ProfessionalPositionManager – Climate and Nature RiskJob PurposeTo facilitate and assist with the integration of Climate and Nature related risks into the...

  • Senior Manager: Margin Analytics

    7 days ago

    Johannesburg, Gauteng, South Africa Nedbank Full time

    Requisition Details & Talent Acquisition Consultant REQ – Michelle Thabethe Job FamilyRisk, Audit and Compliance Career StreamEnterprise Wide Risk Management Leadership PipelineManager of othersJob PurposeThe Margin Analytics function plays an important role in Nedbank in terms of unpacking the Group and cluster-level net interest income (NII), interest...

  • Audit Portfolio Manager: CIB Model Risk

    4 weeks ago

    Johannesburg, Gauteng, South Africa Nedbank Full time

    Requisition Details & Talent Acquisition Contact REQ Tshego Semenya Location: Johannesburg Closing date: 12 March 2024ClusterGroup Internal Audit Career StreamAuditingLeadership PipelineManage Self ProfessionalPositionAudit Portfolio Manager: CIB Model Risk (Market Risk)Job PurposeTo deliver on the annual audit plan thereby providing reasonable assurance to...

  • Personal & Private Banking (PPB) Risk Graduate Programme at , Remote

    3 weeks ago

    Johannesburg, Gauteng, South Africa Standard Bank Group Full time

    Job KeysJob Type: Full TimeQualification: Bachelors , MastersExperience: 1 years maxLocation: GautengCity: JohannesburgJob Field: Finance / Accounting / Audit , Graduate Jobs , ICT / Computer Job DescriptionDuring this 18-month programme you can look forward to:Learning about the Credit Lifecycle Participating in value adding projects Ad hoc reporting,...

  • Senior Market Risk Analyst

    3 weeks ago

    Johannesburg, Gauteng, South Africa Nedbank Full time

    Job PurposeTo provide high quality, timely, independent and objective market risk analysis and reporting in order to ensure that risk taking is within the defined risk appetite, in line with the business strategy. Job ResponsibilitiesProvide accurate senior management level risk reporting through daily review and distribution of relevant reports. Minimise...

  • Quantitative Analyst

    3 weeks ago

    Johannesburg, Gauteng, South Africa Nedbank Full time

    Requisition Number and Talent AcquisitionREQ: 133514Location: Sandton, JohannesburgClosing Date: 30 April 2024Talent Acquisition: Saranya Govender Career StreamQuantitativeLeadership PipelineManage Self: ProfessionalJob PurposeThe role will be focused on maintaining, monitoring and refining the IFRS9 impairment models, general credit risk analytics and...

  • Quantitative Analyst

    3 weeks ago

    Johannesburg, Gauteng, South Africa Nedbank Full time

    Requisition Number and Talent AcquisitionREQ: 133514Location: Sandton, JohannesburgClosing Date: 30 April 2024Talent Acquisition: Saranya Govender Job FamilyInvestment BankingCareer StreamQuantitativeLeadership PipelineManage Self: ProfessionalJob PurposeThe role will be focused on maintaining, monitoring and refining the IFRS9 impairment models, general...