Credit Business Analyst

6 months ago


Johannesburg, South Africa Isilumko Staffing Full time

Key Responsibilities:

 Credit Due Diligence

  • Ensure customer due diligence is carried out prior to onboarding a new credit customer and on a regular basis thereafter.
  • Monitor the customers' performance from a customer performance and credit perspective.

 

Credit Applications and Reports

  • Perform comprehensive, effective, accurate and high-quality financial and risk analysis as part of originating credit applications timeously and make appropriate risk-based recommendations.
  • Ensure credit applications are complete, logical and adhere to policy requirements.

 

Credit Rating

  • Complete timely credit ratings and identify appropriate models.
  • Capture and analyse financial information accurately.

Credit Planning

  • Plan and meet deadlines for credit reports and documentary processes.
  • Manage internal and external stakeholder processes.

Credit Filing

  • Ensure all credit documentation is filed and stored according to policies.

Post-loan Management

  • Manage and monitor approval conditions and post-loan management reports.
  • Assist in monitoring customers for early warning signals and major risk events.

Monitoring security

  • Maintain collateral and security status.
  • Report any changes that may weaken security or collateral.

Compliance and administration

  • Adhere to all regulatory requirements and company policies.

Strategic initiatives

  • Support in researching and executing strategic initiatives.
  • Provide recommendations and guidance on strategic projects.

 

Education

Business-related degree (essential)



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