Manager: Retail Funding

1 week ago


Germiston, Gauteng, South Africa Komatsu Full time R1 500 000 - R2 500 000 per year

Introduction

Komatsu Customer Finance Africa (Pty) Ltd is seeking a highly experienced and strategic Manager: Komatsu Customer Finance Africa (Pty) Ltd (KCFA) to lead and grow its retail funding function within the Finance Department at Head Office in Germiston. This is a unique opportunity to shape and expand a critical business area in collaboration with senior stakeholders.

Minimum Requirements

Qualifications:

  • BCom Honours in Accounting (essential)
  • MBA (advantageous)

Experience:

  • Minimum 8 years in credit risk management or financial services (banking)
  • Proven experience in setting up and managing similar functions

Key Responsibilities

Business Development of KRF

  • Track market trends and competitor strategies
  • Develop and implement (KCFA) growth plans with internal stakeholders
  • Establish and assist in managing a new (KCFA) entity within Komatsu South Africa (Pty) Ltd
  • Collaborate with Sales, monitor budgets, risks, and customer data
  • Report on portfolio growth and present strategic insights

Customer Retail Funding Management

  • Build internal and external networks
  • Develop marketing and credit strategies
  • Evaluate financing requests and manage repossessions
  • Liaise with Treasury, Tax, Accounting, and Risk functions
  • Monitor full lifecycle of financing agreements
  • Draft reports for internal, global, and legislative bodies
  • Ensure compliance with credit policies and legislation
  • Monitor fraud risk, SAP data integrity, and cycle times

Strategic Planning

  • Drive departmental strategy, policy development, and performance monitoring

Human Capital

  • Manage staffing, development, and HR reporting

Financial Oversight

  • Lead budgeting, expense control, and audit compliance

Governance

  • Ensure IFRS compliance and monitor governance adherence

Contracts

  • Oversee legal compliance and supplier agreements

Change Management

  • Lead change initiatives and stakeholder engagement

Leadership Development

Coach staff, support training plans, and assess leadership potential

Job Types: Full-time, Permanent

Work Location: In person



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