Credit Risk Analyst

2 weeks ago

Western Cape, South Africa The Foschini Group Full time

**Key Responsibilities**:

- Follow the Senior Analyst’s lead to analyse a specific champion-challenger test and measure its impact.
- Engage with key stakeholders to gather critical information that could influence the tests and their outcomes.
- Establish the testing framework by leveraging data and developing reporting tools to monitor results.
- Collect, clean, and organize data from various sources to ensure accuracy and prepare it for detailed analysis.
- Deliver analytical solutions to address complex business challenges.
- Maintain comprehensive documentation of the analytical processes and findings.
- Present your analytical insights clearly and effectively to teammates and stakeholders.
- Conduct in-depth analyses on portfolio performance, regulatory changes, unexpected events, and operational issues.
- Utilize credit bureau data and other external sources to uncover valuable insights and trends.Optimize our multi-channel communication strategy for collections.**Qualifications and Experience**:

- A degree in a numerate discipline, preferably Statistics / Mathematics / Engineering (Honours / Master’s degree preferable)
- Knowledge and experience in statistical/data management software packages (SAS/SQL)
- Enterprise Miner would be advantageous
- Knowledge of the credit industry and credit life cycle management is preferred
- Hands-on experience of large-scale customer database data interrogation and manipulation would be advantageousExperience in collections would be advantageous**Skills**:

- Excellent data interpretation skills
- Excel KnowledgeAdvanced problem solving, judgment and self-management skills**Behaviours**:

- Manages Complexity - interprets and simplifies complex and contradictory information when resolving organisational problems
- Optimizes Work Processes - assesses and improves the efficiency, effectiveness, and quality of various work processes
- Financial Acumen - understands and applies financial concepts and principles to make informed financial decisionsInstills trust - inspires trust and gains the confidence of others by displaying honesty and integrity**#LI-AS1

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