Credit Risk Analyst

3 weeks ago

Cape Town, South Africa Payjustnow Full time

Overview PayJustNow is on the hunt for an early-career Credit Risk Analyst to help us shape the future of inclusive finance in South Africa. While we're known for our BNPL offering, our ambitions span far wider, touching lending, insurance, and other financial products that improve lives. This is not your average credit risk role. What You’ll Be Doing You'll be working across multiple product lines, engaging with diverse stakeholders, and helping build scalable, data-driven risk frameworks that support innovation and responsible growth. Integral to the development of credit risk strategies across multiple product verticals. Build and refine monthly credit risk packs and predictive models. Collaborate with internal teams and external partners to ensure seamless execution of risk strategies. Monitor key metrics, collections performance, and champion‑challenger tests. Use data to solve complex business problems across profitability, marketing, and operations. Provide strategic insights to senior leadership and contribute to cross‑functional projects. What You’ll Bring A numerate degree (BSc, BCom, B Bus Sci, B Eng.). 2+ years in credit risk analysis, ideally across fintech, lending, or insurance. Advanced skills in SQL, Excel, PowerBI; Python, R, Snowflake or SAS a plus. Proven ability to build models, interpret data, and influence decision‑making. Experience working in agile, multi‑disciplinary teams. What We Value Customer obsession and curiosity. Accountability and ownership. Insight‑led thinking and timely execution. Team spirit, inclusivity, and a sense of fun. Why Join Us? At PayJustNow, you’ll be part of a passionate team building tech that matters. You’ll work on products that touch real lives, in a culture that values innovation, collaboration, and impact. Ready to shape the future of fintech with us? Apply now or tag someone who’d be perfect for this role #J-18808-Ljbffr

  • Senior Credit Risk Analyst

    2 days ago

    Cape Town, South Africa Pollock and Associates Full time

    Senior Credit Risk Analyst ICT ~ Retail Cape Town - Western Cape - South Africa You will be pivotal in driving informed decisions through advanced data analysis and risk assessment strategies. Leverage your expertise to shape credit policies, optimise risk management practices, and contribute to the organisation's long-term success. Key Qualifications,...

  • Senior Credit Risk Analyst

    5 days ago

    Cape Town, South Africa iLaunch (Pty) Ltd Full time

    Job Description Leading Financial Services Client requires a Senior Risk Analyst to manage and shape the creation of score cards and how to optimise origination strategies and collections. Responsibilities Creation of score cards Collection strategies Managing credit risk Minimum Requirements Matric Degree in Finance, Economics, Statistics, Maths or...

  • Credit Risk Analyst

    1 week ago

    Cape Town, Western Cape, South Africa PayJustNow Full time R90 000 - R120 000 per year

    OverviewPayJustNow is on the hunt for an early-career Credit Risk Analyst to help us shape the future of inclusive finance in South Africa.While we're known for our BNPL offering, our ambitions span far wider, touching lending, insurance, and other financial products that improve lives.This is not your average credit risk role. You'll be working across...

  • Credit Analyst

    2 weeks ago

    Cape Town, South Africa Quest Full time

    We're Hiring: Credit Risk Analyst / Credit Manager - Trade Finance & International Markets Location: Stellenbosch (No relocations will be considered) Duration: 3 months contract (non-negotiable) Experience: 5-7 years | Focus: Credit Risk, Financial Analysis, Trade Finance Salary: (URL Removed) per hour. . .R36 544 per month We're looking for a finance...

  • Senior Credit Risk Analyst Cape Town

    5 days ago

    Cape Town, South Africa iLaunch (Pty) Ltd Full time

    Job Description Leading Financial Services Client requires a Senior Risk Analyst to manage and shape the creation of score cards and how to optimise origination strategies and collections. Responsibilities Creation of score cards Collection strategies Managing credit risk Minimum Requirements Matric Degree in Finance, Economics, Statistics, Maths or...

  • Credit Analyst

    1 week ago

    City of Cape Town, South Africa HR Genie Full time

    Job Description Department: Credit and Analytics Position: Credit Analyst Reports to: Credit and Analytics Executive Based in: Cape Town (Full Remote) Position Overview: We are seeking a highly analytical Credit Analyst with strong data skills and experience in credit risk or financial analysis. The role focuses on analysing large datasets, portfolio trends,...

  • Credit Analyst

    3 days ago

    Cape Town, Western Cape, South Africa Hire Resolve Full time R250 000 - R400 000 per year

    Job Title: Credit Analyst – Western Cape Department: Corporate Credit Job Type: Permanent Level: Skilled EE Position: Yes Location: Western Cape Salary: Market RelatedHire Resolve's Client is seeking to hire a Credit Analyst to join their team in the Western Cape. The primary responsibility of this role is to prepare detailed credit proposals for...

  • Credit Analyst

    1 week ago

    Cape Town, South Africa HR Genie Full time

    Job DescriptionDepartment: Credit and AnalyticsPosition: Credit AnalystReports to: Credit and Analytics ExecutiveBased in: Cape Town (Full Remote)Position Overview:We are seeking a highly analytical Credit Analyst with strong data skills and experience in credit risk or financial analysis. The role focuses on analysing large datasets, portfolio trends, and...

  • Credit Risk Team Leader

    1 week ago

    Cape Town, South Africa RJPersonnel Full time

    5years - Oversees and manages the analysis of new credit approvals. - Ensure the annual review of existing credit exposures is done effectively. - Establish and maintain an internal credit rating capability. - Establish and maintain an internal credit economic capital framework and ensure that this framework is integrated into wider economic capital...

  • Credit Analyst

    3 days ago

    Cape Town, South Africa CA Financial Appointments Full time

    An exceptionally exciting and senior level opportunity exists for a senior Credit Analyst to join a leading commodities company in South Africa. To succeed in this role, our client is looking to identify a finance professional with strong business acumen, comfortable working with and assessing customer financials and fully conversant with IFRS standards and...