Junior Finance

**About us**

We are a first-of-its-kind business that uses patented products backed by artificial intelligence, all specifically designed to help you buy right and sell smart.

We do this by developing novel approaches and products that solve difficult challenges. This requires a blend of tech, financial and auto thinking. We've already developed something globally unique (see our website), and we have a solid pipeline of other ideas. It's our nature to experiment and innovate, both in products and customer experience.

We are a consumer brand and aspire to provide our customers with an exceptional experience both when selling or buying in a rational, transparent and fair manner. We accept that not everyone is our customer and we must not provide our services to customers whose expectations are unrealistic.

**Why us**

If you work with us, you'll be working side-by-side with a professional and experienced business team who share a passion for excellence. We are a young, growing business and are ambitious - we've built businesses before. One thing we can guarantee is that we will keep you stimulated and growing. We're doing interesting new things and we would hope you contribute and bring your own insights and ideas.

Culture-wise we are looking for people with real self-discipline, integrity and sound judgment. We're always open to ideas and criticism and we argue concepts robustly, but not personally. We're hardworking; meticulous where it matters, pragmatic where it doesn't. We're a hands-on bunch, so if your preference is for a comfortable ivory tower, we’re not for you. We are a growing business so change at every level is constant - if you want absolute structure and stability, we’re not for you.

Our brand values are solid - we adopt a customer-friendly approach that is certainly something different in our industry. We are rational and are always fair in our judgement. We're willing to take pain to achieve outcomes that are balanced and fair.

**Some of the perks**
- Dynamic team environment
- Professional but cool culture
- Trendy, modern & comfortable office environment
- Always trying new stuff, so good learning opportunities
- Growing business and hence significant opportunity
- Business success-based Incentive structures

**What we are looking for**

A professional attitude and disposition and passionate about the people who drive the cars we sell. Your organisation and attention to detail skills in a high throughput role are unparalleled. You want to grow personally and a desire for “zero error” is a necessity. You want to understand the real market dynamics of the used car industry and want to fine tune and hone your skills where excellence is expected daily whilst being an understudy to the F&I Manager. You want to make a difference.

You will need excellent communication skills, a professional demeanour and the ability to work with customers and provide a high quality of service whilst maintaining a professional stance at all times. You need to enjoy working in a fast, high-pressured environment and must be able to multitask in a professional and calm manner. If you do not handle stress well this role is not for you. If you are looking for a fast paced, dynamic and challenging environment then this could be for you.

**General Expectations**
- Provide an 11- star customer service experience realised through 5-star online reviews
- Continuously assess and challenge the systems and processes to improve these
- Follow processes
- Clearly communicate with your customers to educate and guide throughout the selling/finance process

**Required Duties**
- Upload supporting documents for validations & payouts
- Submit payouts timeously to the various financial institutions and follow up
- Filing of concluded deal files electronically and manually
- Invoice all transactions, DIC, second gross products and goods on internal Dealer Accounting system
- Ensure final check and dealer internal delivery requirements have been adhered to
- Preparing client proposals on approvals
- Ensure all conditions and requirements from either bank or insurance company has been fulfilled
- Establish and maintain good professional and effective relationships with banks, insurance and other providers;
- Assist in ensuring statutory compliance and that the dealership complies with all requirements as set out by the NCA, FAIS and FICA acts, record keeping & audit requirements
- This role requires you to champion VAPS products within the department - this entails understanding, continued training of staff and ensuring the team proactively sells VAPS to customers that need them.

**Minimum requirements**
- 1 Years’ prior experience in similar role
- Senior Certificate (Grade 12)
- Computer literacy
- National Credit Act (NCA) Qualification
- Knowledge of the requirements of (FICA) - Financial Intelligence Centre Act.
- Knowledge of the (FAIS) - Financial Advisory and Intermediate Service Act - FAIS NQF 4 (140 Credits