Senior Credit Analyst

**Career Area**:
Finance

**Your Work Shapes the World at Caterpillar Inc.**

When you join Caterpillar, you're joining a global team who cares not just about the work we do - but also about each other. We are the makers, problem solvers, and future world builders who are creating stronger, more sustainable communities. We don't just talk about progress and innovation here - we make it happen, with our customers, where we work and live. Together, we are building a better world, so we can all enjoy living in it.

**About Cat Financial**

**Role Summary**:
**Responsibilities**
- Reviews the credit history, profitability and liquidity of clients to assess the risk level involved in credit extension or money lending.
- Consults with customers to verify financial and credit transactions; responds to customer inquiries and resolves customer complaints.
- Communicates with credit associations and other relevant authorities about the credit history of customers.

**Skill You Will Have**:
**Accuracy and Attention to Detail**: Understanding the necessity and value of accuracy; ability to complete tasks with high levels of precision.

**Analytical Thinking**: Knowledge of techniques and tools that promote effective analysis; ability to determine the root cause of organizational problems and create alternative solutions that resolve these problems.

**Collateral Management**: Knowledge of the concepts, objectives, tools and methods used in collateral management, ability to implement and develop collateral strategies for risk control and profit management.

**Credit Analysis and Verification**: Knowledge of credit analysis and verification; ability to utilize tools and techniques to determine the creditworthiness of an applicant, statement data and determine the creditworthiness of a business enterprise.

**What Will Put You Forward**:

- A completed BCom degree in Finance, Credit or a related field of study.
- 5 years minimum experience in a similar position.
- Excellent knowledge and experience of credit process, and the ability to analyze customer financial statements and assessing credit worthiness

**What We Offer**:
From day one, you’re set up to thrive at Caterpillar: helpful training, relatable mentors, global experience, competitive salary package, work-life balance, and the growth opportunities you expect with a Fortune 100 company.

You power our success, and we are committed to empowering yours. After all, when your work can impact the entire world, it’s important to do work that matters.

Caterpillar Inc. is the world’s leading manufacturer of construction and mining equipment, off-highway diesel and natural gas engines, industrial gas turbines and diesel-electric locomotives. For nearly 100 years, we’ve been helping customers build a better, more sustainable world and are committed and contributing to a reduced-carbon future. Our innovative products and services, backed by our global dealer network, provide exceptional value that helps customers succeed

**Additional Information**
- Onsite, five days a week.
- Relocation will not be supported.
- Caterpillar is an Equal Opportunity Employer and considers applicants for all positions. Caterpillar commits itself to the realization of employment equity goals as envisaged in the South-African Employment Equity Act and policies relating to workplace equality. Caterpillar is committed to creating a dynamic work environment that values diversity and inclusion, respect and integrity, customer focus, and innovation. _
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**NB: The panel cannot make assumptions when shortlisting therefore please demonstrate your qualifications and experience on your CV relevant to the criteria outlined.**

**How We Support You (Employee Benefits)**:
Our goal at Caterpillar is for you to have a rewarding career. Our teams are critical to the success of our customers who build a better world. Here you earn more than just wage, because we value your performance, we offer a total rewards package that provides day one benefits along with the potential of a variable bonus and additional benefits.

**Posting Dates**:
Caterpillar is an Equal Opportunity Employer.

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