Asset Finance Risk Specialist

4 days ago


Durban, KwaZulu-Natal, South Africa Absa Group Full time

At Absa Group, we empower Africa's tomorrow by empowering our clients today. With over 100 years of rich history and a strong presence as a local bank with regional and international expertise, this exciting opportunity offers you the chance to be part of our growth journey.

The Business Analyst role in our Relationship Banking Commercial Asset Finance team is a challenging and rewarding position that requires strong analytical skills and attention to detail. Your primary responsibility will be to ensure that credit applications are thoroughly assessed and meet the required risk profile, quality, and lending policy standards.

Key Responsibilities:

  1. Liaise with stakeholders to understand client requirements and processes for credit applications.
  2. Conduct industry research to understand profitability, trends, and market standing of clients.
  3. Perform financial and non-financial analysis to support commercial asset finance proposals.
  4. Make use of historical data to forecast client growth and sustainability.
  5. Structure lending solutions that account for potential threats and credit limits.
  6. Compile proposals summarizing client background, needs, research findings, and recommendations.
  7. Submit risk mitigating insurance products for consideration.

Educational Requirements:

  • BCom Degree
  • Advantageous: Experience in dealing with high-value commercial clients


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