Business Credit Analyst
2 days ago
As a Business Analyst in our Relationship Banking Commercial Asset Finance team, you will play a critical role in supporting our front-end sales team's objectives and contributing to our growth journey. We are seeking an experienced professional to join our team and help us achieve our goals.
Your primary responsibility will be to ensure that credit applications are thoroughly assessed and meet the required risk profile, quality, and lending policy standards. You will work closely with stakeholders to understand client requirements and processes for credit applications.
Key Responsibilities:
- Liaise with stakeholders to understand client requirements and processes for credit applications.
- Conduct industry research to understand profitability, trends, and market standing of clients.
- Perform financial and non-financial analysis to support commercial asset finance proposals.
- Make use of historical data to forecast client growth and sustainability.
- Structure lending solutions that account for potential threats and credit limits.
- Compile proposals summarizing client background, needs, research findings, and recommendations.
- Submit risk mitigating insurance products for consideration.
Educational Requirements:
- BCom Degree
- Advantageous: Experience in dealing with high-value commercial clients
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