Credit Manager

4 weeks ago


Midrand, Gauteng, South Africa Kontak Recruitment Full time
Credit Manager Job Description

We are seeking a skilled Credit Manager to join our team at Kontak Recruitment. As a key member of our lending team, you will be responsible for making informed credit decisions, maintaining strong stakeholder relationships, and adapting to market and regulatory changes.

Key Responsibilities:
  • Implement loan origination strategies with the lending team.
  • Review and recommend credit applications within assigned credit limits promptly.
  • Provide independent, objective reviews and recommendations on credit applications.
  • Ensure due diligence and adherence to company policies before submitting loan applications to senior management.
  • Write clear and concise credit memos or announcements to communicate credit perspectives.
  • Collaborate with Loan Officers to gather necessary information and ensure proper deal structuring.
  • Monitor loans post-disbursement to ensure compliance with guidelines.
  • Oversee and implement timely collection activities to minimize bad debts.
  • Prepare regular reports on lending activities for senior management.
  • Generate reports for the Board and external stakeholders as required.
Requirements:
  • Bachelor's Degree or Diploma in Business or a related field.
  • 3 or more years of experience in SME lending.
  • Experience in additional SME support services is a plus.
  • Strong credit judgment and the ability to articulate complex credit applications.
  • Proficiency in financial statement analysis and SME lending practices.
  • Experience with lending software is preferred.

Please note that we specialize in specific niche fields and regret that we are unable to provide assistance for any fields outside of this scope. Fields can be viewed on our website.

We are an equal opportunity employer and welcome applications from all backgrounds. All candidates will be considered based on requirements.

Applicants are advised to verify their application receipt with Kontak Recruitment. We are a leading recruitment agency offering comprehensive staffing services for various industries.


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