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Portfolio Developer

7 days ago

Cape Town, Western Cape, South Africa Absa Group Full time
Portfolio Development Specialist

We are seeking a talented Portfolio Development Specialist to join our team and contribute to the growth of our business. As a Portfolio Development Specialist, you will be responsible for conducting quality credit assessments, providing responsible risk decisions within your personal mandate level, and maintaining an assigned credit portfolio of clients for Business Bank Commercial & Agriculture (Growth, Premium and High Value Banking) in accordance with Absa credit policies, processes, and procedures.

Key Responsibilities
  • Perform quality credit sanctioning within the Operational Level Agreement (OLA), being cognizant of risks, solutions-driven, and giving due consideration to compliance requirements.
  • Pro-actively maintain and manage the assigned portfolio within agreed KPI's.
  • Accurate and timeously report high-risk accounts.
  • Provide credit solutions for the timeous rehabilitation of delinquent accounts and initiate transfers to Business Support and/or Legal.
  • Recovery Services (LRS) for groups/accounts which cannot be rehabilitated in the normal credit environment.
Requirements
  • Previous credit sanctioning experience required.
  • Agri experience would be an advantage.