Credit Risk Specialist

2 weeks ago


Cape Town, Western Cape, South Africa Frogg Recruitment SA Full time
Credit Analyst Job Description

We are seeking a skilled Credit Analyst to join our team at Frogg Recruitment SA.

Key Responsibilities:

  • Conduct thorough credit risk analysis for potential and existing clients.
  • Evaluate clients' financial backgrounds, ongoing ability to repay, and adherence to lending conditions.
  • Monitor and manage credit quality, ensuring compliance with lending conditions and mitigating potential risks.
  • Develop and maintain comprehensive credit reports, incorporating recommendations and credit mitigations.

Requirements:

  • Matric with relevant credit/financial Diploma/Degree.
  • 3-5 years post-qualification experience in wholesale credit risk management, corporate or investment banking, or a similar field.
  • Practical knowledge of Credit Risk Management in the financial services industry.
  • Solid experience in working with and interpreting financial information to assess credit risk.
  • Knowledge of Private Sector (e.g., GAAP, IFRS) and Public Sector Financial Reporting (e.g., GRAP, IAS, IFRS, King IV, MFMA, PFMA), cost accounting, financial analysis, and auditing.
  • Practical knowledge of commercial legal agreements for debt and debt-like structures, including ongoing monitoring of covenants, collateral, and breach monitoring.

About the Role:

This is a hybrid role with a focus on credit risk management. The successful candidate will have a strong understanding of credit risk analysis and be able to work independently to manage credit quality.

What We Offer:

Frogg Recruitment SA offers a competitive salary and a dynamic work environment.



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