Credit Risk Specialist
2 weeks ago
We are seeking a skilled Credit Analyst to join our team at Frogg Recruitment SA.
Key Responsibilities:
- Conduct thorough credit risk analysis for potential and existing clients.
- Evaluate clients' financial backgrounds, ongoing ability to repay, and adherence to lending conditions.
- Monitor and manage credit quality, ensuring compliance with lending conditions and mitigating potential risks.
- Develop and maintain comprehensive credit reports, incorporating recommendations and credit mitigations.
Requirements:
- Matric with relevant credit/financial Diploma/Degree.
- 3-5 years post-qualification experience in wholesale credit risk management, corporate or investment banking, or a similar field.
- Practical knowledge of Credit Risk Management in the financial services industry.
- Solid experience in working with and interpreting financial information to assess credit risk.
- Knowledge of Private Sector (e.g., GAAP, IFRS) and Public Sector Financial Reporting (e.g., GRAP, IAS, IFRS, King IV, MFMA, PFMA), cost accounting, financial analysis, and auditing.
- Practical knowledge of commercial legal agreements for debt and debt-like structures, including ongoing monitoring of covenants, collateral, and breach monitoring.
About the Role:
This is a hybrid role with a focus on credit risk management. The successful candidate will have a strong understanding of credit risk analysis and be able to work independently to manage credit quality.
What We Offer:
Frogg Recruitment SA offers a competitive salary and a dynamic work environment.
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