Credit Risk Manager

3 hours ago


Cape Town, Western Cape, South Africa Status Staffing Full time
Job Title: Credit Specialist

We are seeking a highly skilled Credit Specialist to join our team at Status Staffing. As a Credit Specialist, you will be responsible for reviewing and analyzing credit applications from customers, determining their creditworthiness, and making well-informed decisions on credit limits and interest rates.

Key Responsibilities:
  • Review and analyze credit applications to determine creditworthiness
  • Conduct financial analysis for large loans, assessing creditworthiness and risk factors
  • Evaluate risk factors and make decisions on credit limits and interest rates
  • Ensure adherence to credit policy and processes to maintain regulatory compliance
  • Continuously evaluate and refine credit granting processes to enhance efficiency and reduce turnaround times
  • Facilitate alignment among reviewers and foster effective communication between reviewers and analysts
  • Provide input into monthly reviewer schedules and ensure sufficient capacity to review loan applications
  • Regularly review loan performance and provide input for monthly credit reporting
  • Conduct comprehensive reviews of defaulted loans to identify trends and risks
  • Design and maintain training induction programs for new reviewers
  • Oversee the onboarding process and provide comprehensive training and support for new reviewers
Requirements:
  • 2-3 years of experience in the financial services and/or lending industry
  • Proficiency in using data analysis tools and credit risk management software
  • Honours degree in Finance, Accounting, or Mathematics
  • Preferred: CA(SA), ACCA, or CIMA
Working Hours:
  • Monday to Friday: 08:00 - 17:00

If you meet the requirements, please apply on our website at www.statusstaffing.com today. We will retain your credentials for future similar roles.


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