Credit Risk Manager

2 weeks ago


Cape Town, Western Cape, South Africa Scholtz Partners International Pty Ltd Full time
Job Title: Credit Specialist

At Scholtz Partners International Pty Ltd, we are seeking a highly skilled Credit Specialist to join our team. As a Credit Specialist, you will play a critical role in evaluating and assessing the creditworthiness of businesses seeking loans.

Key Responsibilities:
  • Evaluate and assess the creditworthiness of businesses seeking loans using scorecard models and financial data analysis.
  • Apply sound risk management practices to make well-informed credit decisions.
  • Collaborate with cross-functional teams to develop scorecard models and support the company's overall credit risk management strategy.
  • Monitor and analyze the performance of existing credit accounts to assess credit quality, identify trends, and manage credit risk exposure.
Requirements:
  • 2-3 years of experience working in the financial services and/or lending industry.
  • Experience as a Credit Analyst in a scorecard-based environment or a similar role within the financial services industry is a bonus.
  • Knowledge of commercial credit products, market trends, and/or loan procedures, credit life cycle (up to and including collections).
  • Familiarity with industry-specific factors influencing credit risk, such as market trends, regulatory changes, and economic conditions.
  • Understanding credit bureau data, credit scoring methodologies, and regulatory compliance.
Qualifications:
  • Honours degree in Finance / Accounting / Mathematics or related.
  • Preferred: CA(SA)/ACCA/CIMA.
  • NQ8.

We are looking for a highly motivated and experienced Credit Specialist to join our team. If you have a passion for credit risk management and a strong understanding of financial services, we encourage you to apply for this exciting opportunity.


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