Credit Risk Manager
2 weeks ago
At Scholtz Partners International Pty Ltd, we are seeking a highly skilled Credit Specialist to join our team. As a Credit Specialist, you will play a critical role in evaluating and assessing the creditworthiness of businesses seeking loans.
Key Responsibilities:- Evaluate and assess the creditworthiness of businesses seeking loans using scorecard models and financial data analysis.
- Apply sound risk management practices to make well-informed credit decisions.
- Collaborate with cross-functional teams to develop scorecard models and support the company's overall credit risk management strategy.
- Monitor and analyze the performance of existing credit accounts to assess credit quality, identify trends, and manage credit risk exposure.
- 2-3 years of experience working in the financial services and/or lending industry.
- Experience as a Credit Analyst in a scorecard-based environment or a similar role within the financial services industry is a bonus.
- Knowledge of commercial credit products, market trends, and/or loan procedures, credit life cycle (up to and including collections).
- Familiarity with industry-specific factors influencing credit risk, such as market trends, regulatory changes, and economic conditions.
- Understanding credit bureau data, credit scoring methodologies, and regulatory compliance.
- Honours degree in Finance / Accounting / Mathematics or related.
- Preferred: CA(SA)/ACCA/CIMA.
- NQ8.
We are looking for a highly motivated and experienced Credit Specialist to join our team. If you have a passion for credit risk management and a strong understanding of financial services, we encourage you to apply for this exciting opportunity.
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