Financial Credit Risk Specialist

4 weeks ago


Pretoria, Gauteng, South Africa Career-seekers Recruitment Solutions Full time
Financial Credit Risk Analyst Job Description

We are seeking a highly skilled Financial Credit Risk Analyst to join our team at Career-seekers Recruitment Solutions. As a Financial Credit Risk Analyst, you will play a critical role in assessing the creditworthiness of corporate clients and making recommendations regarding credit limits, terms, and conditions.

Key Responsibilities:
  • Review financial statements to assess a company's financial health, profitability, liquidity, and leverage.
  • Understand industry dynamics and market trends relevant to clients' businesses and add value to credit committee presentations and discussions.
  • Ensure credit decisions adhere to the company's credit policies, procedures, and regulatory requirements.
  • Make recommendations regarding credit limits, terms, and conditions for extending credit to corporate clients.
  • Conduct thorough due diligence on potential clients to assess their creditworthiness accurately.
  • Support legal approval and implementation of credit requirements.
  • Articulate the risk implications of change requests related to previously approved transactions.
Requirements:
  • BCom degree with Finance and/or Mathematics, Accounting as a subject(s) is essential.
  • At least 4 years of working knowledge of credit risk management within the commercial/corporate banking/financial services sector is essential.
  • Familiarity with the National Credit Act is essential.
  • Financial credit risk analysis experience, at least 2 years but preferably 3-6 years in a credit risk analyst role, is non-negotiable.
  • Clean credit and criminal record is essential.
  • A valid unendorsed driver's license (Code 08) is required.
What We Offer:
  • A benchmarked CTC salary of R30K - R40K per month.
  • 6 vacancies to be filled in Cape Town, Pretoria, and Sandton.

We are looking for a highly skilled and experienced Financial Credit Risk Analyst to join our team. If you have a passion for credit risk management and a strong background in finance, we encourage you to apply for this exciting opportunity.



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