Corporate Credit Risk Analyst

2 months ago


Durban, KwaZulu-Natal, South Africa Career-seekers Recruitment Solutions Full time
Job Description

Career-seekers Recruitment Solutions is seeking a highly skilled Corporate Credit Risk Analyst to join our team in Cape Town. As a key member of our financial services group, you will be responsible for providing expert credit risk management services to our clients.

Key Responsibilities:
  • Deal Management: Prepare and present deal proposals, execute deals, and provide post-deal implementation support.
  • Financial Statement Analysis: Review financial statements to assess a company's financial health, profitability, liquidity, and leverage.
  • Industry Dynamics and Market Trends: Understand industry trends and market dynamics relevant to clients' businesses, adding value to credit committee presentations and discussions.
  • Credit Policy and Procedure Adherence: Ensure credit decisions align with company credit policies, procedures, and regulatory requirements.
  • Credit Limit and Terms Recommendations: Make recommendations regarding credit limits, terms, and conditions for extending credit to corporate clients.
  • Due Diligence: Conduct thorough due diligence on potential clients to assess their creditworthiness, including reviewing legal documents, conducting site visits, and obtaining information from third-party sources.
  • Legal Approval and Implementation: Support legal approval and implementation of credit requirements.
  • Risk Implications: Articulate the risk implications of change requests related to previously approved transactions.
Requirements:
  • Education: At least a BCom degree with Finance and/or Mathematics, Accounting as a subject(s).
  • Experience: At least 4 years of working knowledge of credit risk management in the commercial/corporate sector.
  • Credit Act Familiarity: Familiar with the National Credit Act.
  • Credit Record: Must have a clean credit record.
  • Driver's License: Possess an unendorsed driver's license (Code 08).


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