Senior Risk Analyst

2 weeks ago


Durban, KwaZulu-Natal, South Africa The Recruitment Council Full time

The Recruitment Council is seeking an experienced Senior Risk Analyst to join its team. As a key member of our commercial lending department, you will be responsible for evaluating and managing risk associated with commercial loan applications. Your analytical skills, attention to detail, and ability to interpret complex financial data will be essential in making informed decisions on loan approvals or denials.

Key Responsibilities:
  • Review and evaluate commercial loan applications, financial statements, credit reports, and other relevant documentation to assess risk factors.
  • Conduct thorough analysis of potential clients' financial stability, repayment ability, and industry competitiveness.
  • Calculate debt service coverage ratios, loan-to-value ratios, and other financial metrics to determine loan eligibility and pricing.
  • Communicate findings and recommendations to loan officers and management team for decision-making.
  • Collaborate with clients and loan officers to gather additional information or clarification on loan applications.
  • Stay current on market trends, industry regulations, and economic conditions that may impact loan decisions.
  • Ensure compliance with company policies, procedures, and regulatory requirements.
  • Provide exceptional customer service and build strong relationships with internal and external stakeholders.


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