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Senior Credit Manager Lead

1 week ago

Pretoria, Gauteng, South Africa Hire Resolve Full time

Company Overview

Hire Resolve is a leading provider of financial services solutions. Our esteemed team in Pretoria is dedicated to delivering exceptional results and building long-lasting relationships with our clients.

Job Description

We are seeking a highly skilled and experienced Senior Credit Manager Lead to join our team. The successful candidate will be responsible for developing and enforcing credit risk policies and procedures, assessing and monitoring customer creditworthiness, and managing credit control processes.

Key Responsibilities:

  • Develop and enforce credit risk policies and procedures.
  • Assess and monitor customer creditworthiness, setting appropriate credit limits.
  • Manage credit control processes, including credit vetting, account approvals, and risk assessment.
  • Reconcile customer accounts and resolve discrepancies efficiently.
  • Monitor and report on age analysis, ensuring adherence to company credit policies.
  • Prepare and present monthly performance reports for senior management.
  • Liaise with internal and external stakeholders, including auditors and legal teams.
  • Supervise and mentor a team of QA Agents, fostering a high-performance culture.
  • Audit all documents provided by consumers that are linked to the credit or subscription applications.
  • Meet SLA targets between departments.

Required Skills and Qualifications:

  • Strong knowledge of credit control, Quality Assurance, and financial reporting.
  • Excellent analytical and problem-solving skills, attention to detail is critical in this role.
  • Strong leadership, communication, and negotiation skills.
  • Ability to manage teams and work under pressure.
  • Willingness to work long hours when required.

Benefits:

  • Proven track record of leadership skills.
  • Matric Degree in finance or Credit Risk Management.
  • 57 years experience in corporate credit risk management.
  • Min 5-8 years Credit vetting experience in the financial industry of which at least 3 5 years are within a managerial role.