Senior Credit Risk Manager

17 hours ago


Cape Town, Western Cape, South Africa LMP RECRUIT Full time
Job Summary

We are seeking a Senior Credit Risk Manager to join our team at LMP RECRUIT. This role will be responsible for managing and developing all credit functions and indirect business activity within the assigned region.

About the Role

The successful candidate will have 7+ years of experience in credit management and a strong background in risk assessment, financial analysis, and negotiation skills. They will also possess excellent analytical skills, attention to detail, and strong communication skills.

Key Responsibilities
  • Evaluate the creditworthiness of potential customers by reviewing credit reports, financial statements, trade references, and other relevant information.
  • Determine appropriate credit limits, terms, and payment plans based on risk assessment and company guidelines.
  • Approve or decline credit applications and negotiate terms with customers to facilitate sales while minimizing credit exposure.
  • Monitor customer accounts to identify overdue invoices, outstanding balances, and delinquent accounts.
  • Implement and enforce collection strategies, including reminder notices, phone calls, and collection letters, to encourage timely payment and resolve payment disputes.
Requirements
  • 7+ years of experience in credit management.
  • Strong background in risk assessment, financial analysis, and negotiation skills.
  • Excellent analytical skills, attention to detail, and strong communication skills.
  • Knowledge of credit scoring models and score cards, credit risk assessment, financial analysis, and credit evaluation techniques.
  • Credit Evaluation and Approval: Evaluate the creditworthiness of potential customers by reviewing credit reports, financial statements, trade references, and other relevant information.
Benefits

We offer a competitive salary of $120,000 per year, plus benefits and bonuses. Our team is passionate about delivering exceptional results and we are committed to providing a supportive and inclusive work environment.

Location

This role is based in our headquarters in [location]. We are open to considering candidates from surrounding areas.



  • Cape Town, Western Cape, South Africa RMV Solutions Recruitment Full time

    Senior Credit Risk ManagerCape TownCompetitive SalaryOverview:Situated at our clients Cape Town Head Office, this role involves utilizing the vast pool of data available to develop innovative customer strategies that boost profits while working within constraints. Collaborate with the Risk and Analytics department to enhance clients' business performance by...

  • Credit Risk Manager

    1 week ago


    Cape Town, Western Cape, South Africa Network Recruitment Full time

    Key Responsibilities:Credit Model Development & Enhancement: Lead the design and ongoing improvement of credit models, scorecards, and analytics tools to align with industry standards and regulations.Credit Automation & Decisioning: Drive initiatives to automate and streamline the credit evaluation and approval processes, ensuring responsible lending...


  • Cape Town, Western Cape, South Africa Professional Career Services Full time

    Job SummaryWe are seeking a highly skilled Credit Risk Manager to join our team at Professional Career Services. The successful candidate will be responsible for evaluating and approving credit applications, managing collections, and assessing risk.Key Responsibilities:Evaluate credit applications and make informed decisionsManage collections and ensure...


  • Cape Town, Western Cape, South Africa Network Recruitment Full time

    This role is critical in managing a diverse portfolio of investments, including property, corporates, credit, and more. The successful candidate will be responsible for all aspects of credit risk management, focusing on credit analysis, modeling, legal documentation review, and ongoing monitoring of both unlisted and listed credit investments.Key...


  • Cape Town, Western Cape, South Africa Network Recruitment Full time

    Job Overview:We are seeking a highly skilled and experienced Senior Credit Risk Strategist to join our team at Network Recruitment. This is an exceptional opportunity for a talented professional to lead the design and development of credit models, scorecards, and analytics tools that align with industry standards and regulations.


  • Cape Town, Western Cape, South Africa Esteem Recruitment Full time

    Corporate Credit RoleWe are seeking a Senior Credit Risk Analyst to join our team at Esteem Recruitment. The ideal candidate will have a strong background in corporate credit and be able to assess complex credit reviews.Key Responsibilities:Obtain financial statements and credit agency reports for complex exposure accountsAssess business plans of new retail...


  • Cape Town, Western Cape, South Africa Hyperclear Tech Full time

    About the RoleWe are seeking a highly skilled Senior Credit Risk Analytics Lead to join our team at Hyperclear Tech. As a key member of our analytics team, you will be responsible for leading the development and implementation of advanced analytics solutions to drive business growth and improve credit risk management.The ideal candidate will have a strong...


  • Cape Town, Western Cape, South Africa Network Recruitment Full time

    A pioneering Senior Credit Capabilities Specialist is sought by Network Recruitment to spearhead the development of a cutting-edge credit risk management function. This innovative role combines data science, strategy, and risk analysis, offering an exciting opportunity to drive business growth and shape the company's risk management philosophy.Duties:Develop...


  • Cape Town, Western Cape, South Africa Network Recruitment Full time

    Key Responsibilities:Develop and maintain robust Probability of Default (PD), Loss Given Default (LGD), and Exposure at Default (EAD) models.Lead the entire model development lifecycle, from data collection to implementation and monitoring.Validate, back-test, and ensure models meet regulatory standards.Utilize Moody's Risk tools to implement and evaluate...

  • Credit Risk Manager

    4 weeks ago


    Cape Town, Western Cape, South Africa Scholtz Partners International Pty Ltd Full time

    Job Title: Credit SpecialistAt Scholtz Partners International Pty Ltd, we are seeking a highly skilled Credit Specialist to join our team. As a Credit Specialist, you will play a critical role in evaluating and assessing the creditworthiness of businesses seeking loans.Key Responsibilities:Evaluate and assess the creditworthiness of businesses seeking loans...


  • Cape Town, Western Cape, South Africa Nedbank Full time

    Job SummaryWe are seeking a highly skilled Credit Manager to join our team at Nedbank. The successful candidate will be responsible for managing credit assessment and decision-making processes, ensuring the acquisition of quality assets and enhancement of revenues.About the RoleThe Senior Credit Manager will oversee the Credit Assessment and Deal Making...

  • Credit Risk Manager

    2 weeks ago


    Cape Town, Western Cape, South Africa Scholtz Partners International Pty Ltd Full time

    Key ResponsibilitiesThe Credit Specialist will be responsible for evaluating and assessing the creditworthiness of businesses seeking loans by utilizing scorecard models, analyzing financial data, and applying sound risk management practices to make well-informed credit decisions.Role ObjectivesIn this position, you will be tasked with striking a balance...

  • Credit Risk Manager

    1 month ago


    Cape Town, Western Cape, South Africa Silk Road Consulting (Pty) Ltd Full time

    Credit Specialist Job DescriptionSilk Road Consulting (Pty) Ltd is seeking a skilled Credit Specialist to join our team. As a Credit Specialist, you will play a vital role in evaluating and assessing the creditworthiness of businesses seeking loans.Key Responsibilities:Credit Assessment: Review and analyze credit applications, conduct financial analysis for...

  • Credit Risk Manager

    2 weeks ago


    Cape Town, Western Cape, South Africa Headhunters Full time

    Credit Risk Manager Job DescriptionWe are seeking an experienced Credit Risk Manager to join our team at Headhunters. As a key member of our credit management team, you will be responsible for evaluating the creditworthiness of potential customers and negotiating credit terms.Responsibilities:Evaluate the creditworthiness of potential customers by reviewing...

  • Credit Risk Manager

    4 weeks ago


    Cape Town, Western Cape, South Africa Bright City Talent Full time

    At Bright City Talent, we are seeking a skilled Credit Risk Manager to join our team. As a key member of our financial department, you will be responsible for managing the credit approval process, ensuring effective credit control, and maintaining strong relationships with our clients and internal stakeholders.Key Responsibilities:Conduct thorough credit...


  • Cape Town, Western Cape, South Africa Frogg Recruitment SA Full time

    Credit Risk Analyst - WholesaleFrogg Recruitment SA is seeking a skilled Credit Risk Analyst to join our team in Cape Town. As a Credit Risk Analyst, you will be responsible for identifying, measuring, and mitigating credit risk to ensure the credit quality remains within acceptable limits.Main Responsibilities:Conduct detailed credit risk analysis for...


  • Cape Town, Western Cape, South Africa Old Mutual Full time

    About the RoleThe Senior Credit Risk Analyst will play a key role in designing, producing, analyzing, and documenting predictive credit models across the entire credit life cycle. This position requires a strong analytical mindset and the ability to think strategically about how to improve, optimize, and expand the collections function to meet the goals and...


  • Cape Town, Western Cape, South Africa Network Recruitment Full time

    We are seeking a highly motivated Quantitative Credit Risk Analyst to join our team at Network Recruitment. This role is crucial in evaluating credit risk, developing risk models, and providing insights that support our credit risk management strategy.Key Responsibilities:Develop, validate, and maintain quantitative credit risk models to assess credit...

  • Credit Risk Manager

    4 weeks ago


    Cape Town, Western Cape, South Africa Silk Road Consulting (Pty) Ltd Full time

    Credit Specialist Job DescriptionSilky Road Consulting (Pty) Ltd is seeking a skilled Credit Specialist to join our team. As a key member of our financial services team, you will be responsible for evaluating and assessing the creditworthiness of businesses seeking loans.Key Responsibilities:Credit Assessment: Review and analyze credit applications, conduct...

  • Credit Risk Manager

    4 weeks ago


    Cape Town, Western Cape, South Africa Status Staffing Full time

    Job Title: Credit SpecialistWe are seeking a highly skilled Credit Specialist to join our team at Status Staffing. As a Credit Specialist, you will be responsible for reviewing and analyzing credit applications from customers, determining their creditworthiness, and making well-informed decisions on credit limits and interest rates.Key...