Senior Credit Risk Manager

1 week ago


Cape Town, Western Cape, South Africa RMV Solutions Recruitment Full time

Senior Credit Risk Manager

**Job Summary**

We are seeking a highly skilled Senior Credit Risk Manager to join our team at RMV Solutions Recruitment. As a key member of our organization, you will play a critical role in developing and implementing innovative credit risk strategies that drive business growth while ensuring compliance with regulatory requirements.

**Key Responsibilities**

* Collaborate with the Risk and Analytics department to enhance clients' business performance by offering information, analyses, reports, and technical assistance for creating and executing data-driven credit risk strategies.
* Aid the team in achieving a well-balanced credit portfolio through accurate forecasting of anticipated outcomes.
* Devise and execute champion/challenger customer strategies aligning with Board expectations.
* Monitor portfolio performance, ensuring compliance with predefined KPIs by proposing proactive adjustments.
* Address data integrity concerns, validate analytical results, and test assumptions to ensure accuracy.
* Analyze the effects of strategy alterations on application areas and account management strategies.
* Deliver insights through reports and presentations, presenting findings and recommendations to senior stakeholders.
* Use statistical techniques to forecast and track implemented strategies.
* Oversee the implementation of strategy changes into operational systems.

**Requirements**

* Preferably hold a postgraduate degree with a focus on mathematical or statistical subjects.
* Business Science Degree / B.Com Degree or equivalent.
* Possess 8+ years of experience in consumer credit (in a Credit Risk analytics environment) with a track record of implementing solutions based on analytical findings.
* Familiarity with the credit life cycle.
* Experience in revolving store card or credit card operations is beneficial.
* Ability to work effectively under pressure and within structured and unstructured frameworks.
* Predictive Analytics experience with a strong numerical background is advantageous.
* Capable of monitoring models and reporting to the board.
* Assist in team growth through relevant support, training programs, and mentoring.
* Strong attention to detail with a focus on precision.
* High integrity and confidentiality.
* Proficient user of Microsoft Office suite (Excel, PowerPoint, Word).
* Experience in SAS (base and/or Enterprise Guide and/or SAS Viya).
* Knowledge of SAS Sequel / SAS Python.



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