Credit Risk Manager

4 days ago


Cape Town, Western Cape, South Africa Communicate Recruitment Full time
Job Description

**Job Title:** Credit Controller

**Job Summary:** We are seeking a highly skilled Credit Controller to join our team at Communicate Recruitment. The successful candidate will be responsible for managing all aspects of credit applications, renewals, and collections.

Key Responsibilities:

  • Vet and assess credit applications and renewals to ensure compliance with company policies and procedures.
  • Control all credit application mandates and ensure timely processing.
  • Interface with Sales and Store Management to discuss credit decisions and provide guidance.
  • Manage account queries and assist with any issues that may arise.
  • Oversee collections of overdue debts and negotiate payment terms with customers.
  • Ensure adherence to credit and collection policies within the team.
  • Provide daily, weekly, and monthly reporting to support office and branch levels.
  • Review monthly reports on overdue accounts, collections, and handed-over matters.
  • Report on risk assessments and review debtor reconciliations.
  • Approve prepaid and quoted accounts, and manage credit guarantees.

Requirements:

  • Knowledge of the National Credit Act.
  • Minimum 4 years of related experience.

Qualifications:

  • Matric.
  • Tertiary qualification in Accounting / Credit Management.

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