National Credit Director

2 weeks ago


Cape Town, Western Cape, South Africa LMP RECRUIT Full time
Job Title: National Credit Manager

At LMP RECRUIT, we are seeking a highly skilled and experienced National Credit Manager to join our team. As a key member of our credit management team, you will be responsible for developing and implementing credit strategies that drive business growth while minimizing risk.

Key Responsibilities:
  • Evaluate creditworthiness of potential customers by reviewing credit reports, financial statements, and other relevant information.
  • Determine appropriate credit limits, terms, and payment plans based on risk assessment and company guidelines.
  • Approve or decline credit applications and negotiate terms with customers to facilitate sales while minimizing credit exposure.
  • Monitor customer accounts to identify overdue invoices, outstanding balances, and delinquent accounts.
  • Implement and enforce collection strategies to encourage timely payment and resolve payment disputes.
  • Identify potential credit risks and exposure by analyzing customer payment histories, credit scores, and financial stability.
  • Monitor changes in customers' credit profiles, financial conditions, and market dynamics to anticipate and mitigate credit risks proactively.
  • Build and maintain positive relationships with customers, sales teams, and other stakeholders to foster collaboration and resolve credit-related issues effectively.
  • Generate regular reports to track key credit metrics, including aging receivables, credit limits, bad debts, and cash flow impacts.
  • Analyze credit data and trends to identify patterns, insights, and opportunities for process improvements in credit management and collections.
Requirements:
  • Matric or higher tertiary qualification in a relevant field.
  • 7+ years of experience in credit management, preferably in the auto finance industry.
  • Strong negotiation and analytical skills.
  • Excellent communication and interpersonal skills.
  • Ability to work under pressure and meet deadlines.
What We Offer:
  • A competitive salary and benefits package.
  • Opportunities for career growth and professional development.
  • A dynamic and supportive work environment.


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