National Credit Officer

3 weeks ago


Cape Town, Western Cape, South Africa Recruitment Matters Full time

Key Responsibilities:

  • Evaluate the creditworthiness of potential customers by reviewing credit reports, financial statements, trade references, and other relevant information.
  • Determine appropriate credit limits, terms, and payment plans based on risk assessment and company guidelines.
  • Approve or decline credit applications and negotiate terms with customers to facilitate sales while minimizing credit exposure.
  • Implement and enforce collection strategies to encourage timely payment and resolve payment disputes.
  • Monitor customer accounts to identify overdue invoices, outstanding balances, and delinquent accounts.
  • Develop and maintain positive relationships with customers, sales teams, and other stakeholders to foster effective credit management.
  • Generate regular reports to track key credit metrics, including aging receivables, credit limits, bad debts, and cash flow impacts.

Requirements:

  • Matric.
  • Legal or Finance tertiary qualification (LLB or BCom Law preferred).
  • 7+ years' experience in credit management.

Key Skills:

  • Excellent analytical skills.
  • Strong negotiation skills.
  • Solid interpersonal skills.
  • Attention to detail.
  • Great written and verbal communication skills.
  • Ability to work under pressure.
  • Experience with Microsoft Excel, including pivot tables.
  • Knowledge of credit scoring models and scorecards.
  • Financial analysis and credit evaluation techniques.

Recruitment Matters: We are seeking a highly skilled and experienced credit professional to join our team in a senior role. If you have a strong background in credit management and a passion for delivering results, we encourage you to apply for this exciting opportunity.



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