National Credit Officer
3 weeks ago
Key Responsibilities:
- Evaluate the creditworthiness of potential customers by reviewing credit reports, financial statements, trade references, and other relevant information.
- Determine appropriate credit limits, terms, and payment plans based on risk assessment and company guidelines.
- Approve or decline credit applications and negotiate terms with customers to facilitate sales while minimizing credit exposure.
- Implement and enforce collection strategies to encourage timely payment and resolve payment disputes.
- Monitor customer accounts to identify overdue invoices, outstanding balances, and delinquent accounts.
- Develop and maintain positive relationships with customers, sales teams, and other stakeholders to foster effective credit management.
- Generate regular reports to track key credit metrics, including aging receivables, credit limits, bad debts, and cash flow impacts.
Requirements:
- Matric.
- Legal or Finance tertiary qualification (LLB or BCom Law preferred).
- 7+ years' experience in credit management.
Key Skills:
- Excellent analytical skills.
- Strong negotiation skills.
- Solid interpersonal skills.
- Attention to detail.
- Great written and verbal communication skills.
- Ability to work under pressure.
- Experience with Microsoft Excel, including pivot tables.
- Knowledge of credit scoring models and scorecards.
- Financial analysis and credit evaluation techniques.
Recruitment Matters: We are seeking a highly skilled and experienced credit professional to join our team in a senior role. If you have a strong background in credit management and a passion for delivering results, we encourage you to apply for this exciting opportunity.
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