Credit Risk Management Specialist
2 days ago
We are seeking an experienced Credit Risk Management Specialist to join our team at Network Recruitment.
Key Responsibilities:- Leadership and Team Management: Lead and mentor a team of credit underwriting analysts, providing day-to-day functional management support.
- Strategy Execution: Assist the Global Head of Underwriting in executing the credit assessment strategy, ensuring delivery against key performance indicators (KPIs).
- Credit Assessments and Analysis: Conduct credit assessments, set limits and ratings, and perform in-depth financial analysis.
- Review of Complex Credit Structures: Analyze complex credit structures, asset valuations, and other atypical credit risks, ensuring high-quality decision-making.
- Monitoring and Reporting: Track and escalate credit triggers, provide insights on sovereigns and relevant sectors, and deliver timely credit risk reporting to senior stakeholders.
- Collaboration: Work with global teams, including commercial credit, senior risk management, and other risk functions, to ensure alignment on credit strategy and execution.
- Ad-hoc Projects: Contribute to both local and global initiatives.
- Team Development: Ensure ongoing development and training for the credit underwriting team to foster continuous improvement and growth.
- Education: A Bachelor's degree in Finance, Risk Management, Accounting, Economics, or related fields (Postgraduate qualifications beneficial).
- Certifications: Professional certifications such as Chartered Accountant (CA), Chartered Financial Analyst (CFA), or Chartered Institute of Management Accountants (CIMA) are a plus.
- Experience: A minimum of 8 years of experience in Credit Risk or Credit Underwriting, ideally within mining, commodity trading, banking, insurance, or consultancy.
- Skills:
- Strong Financial Analysis Skills: The ability to assess complex credit structures.
- Technical Proficiency: Proficiency in Microsoft Office, with advanced skills in Excel. Coding skills in VBA, PowerBI, or Python are advantageous.
- Excellent Communication Skills: The ability to interact effectively with senior management and global teams.
- Attention to Detail: The ability to work independently in a fast-paced environment.
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